Third Coast BancsharesFRA:GL0 -1.69%36 Pretax Margin % is 33.24% as of Mar. 2026, which is 47% above its 10-year median of 22.56. GuruFocus rates FRA:GL0 with a GF Score™ of 36/100 and a GF Value™ of €32.35 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Third Coast Bancshares ranks better than 59.02% on this metric.
The historical rank and industry rank for Third Coast Bancshares's Pretax Margin % or its related term are showing as below:
FRA:GL0'
s Pretax Margin % Range Over the Past 10 Years
Min: 9.42 Med: 22.56 Max: 39.83
Current: 38.49
FRA:GL0's Pretax Margin % is ranked better than 59.02% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs FRA:GL0: 38.49
Third Coast Bancshares (FRA:GL0) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Third Coast Bancshares Pretax Margin % Related Terms
Third Coast Bancshares Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Third Coast Bancshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GL0 vs AROW, HIFS, PFIS: Pretax Margin % Comparison
For the Banks - Regional subindustry, Third Coast Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Coast Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Third Coast Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Third Coast Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Coast Bancshares (FRA:GL0) has a Pretax Margin % of 33.24% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Third Coast Bancshares and its competitors. This is 47% above median its historical median of 22.56. Over the past decade, Third Coast Bancshares' Pretax Margin % has ranged from 9.42 to 39.83. According to the industry distribution chart, Third Coast Bancshares ranks #627 out of 1530 companies in the Banks industry, placing it in the top 41%.
Is Third Coast Bancshares' Pretax Margin % too high?
Third Coast Bancshares' current Pretax Margin % of 33.24% is 47% above median its 10-year median of 22.56. Over the past 10 years, this metric has ranged from a low of 9.42 to a high of 39.83. The Banks industry median Pretax Margin % is 34.72. Third Coast Bancshares' value of 33.24% is 4.2% below this industry median. Based on the distribution chart, Third Coast Bancshares ranks #627 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Third Coast Bancshares has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' Pretax Margin % compare to AROW and HIFS?
According to the Banks industry distribution chart, Third Coast Bancshares ranks #627 out of 1530 companies for Pretax Margin %. This puts Third Coast Bancshares in the upper half of its industry. The industry median Pretax Margin % is 34.72. Third Coast Bancshares' value of 33.24% is 4.2% below this benchmark. Historically, Third Coast Bancshares' own Pretax Margin % has ranged from 9.42 to 39.83 over the past decade. While the company's 10-year median is 22.56 vs. the industry median of 34.72, Third Coast Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Coast Bancshares's current Pretax Margin % of 33.24% is 4.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Third Coast Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Coast Bancshares's current Pretax Margin % is 33.24%, which is 47% above median its own 10-year median of 22.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (FRA:GL0) is currently considered Fairly Valued. The stock's GF Value™ is €32.35, compared to a current price of €35.00 — trading 8.2% above its estimated fair value. The current Pretax Margin % is 33.24%, which is 47% above median its 10-year median of 22.56 and 4.2% below the Banks industry median of 34.72. Third Coast Bancshares' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Third Coast Bancshares (FRA:GL0), the current Pretax Margin % is 33.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?
Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued.
The current stock price of €35.00 is trading 8.2% above its estimated GF Value™ of €32.35.
GuruFocus considers Third Coast Bancshares to be Fairly Valued.
Key valuation signals for FRA:GL0:
Pretax Margin %: 33.24% (47% above median its 10-year median of 22.56)
GF Value™: €32.35 vs. price of €35.00 (8.2% above fair value)
Industry Position: 4.2% below the Banks median (#627 of 1530)
No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
36GF Score
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