Third Coast Bancshares (FRA:GL0) FCF Yield %: -2.19 (As of Jun. 30, 2026)


FRA:GL0 Third Coast Bancshares Inc FRA:GL0
36 GF Score
Price €35.00
GF Value €32.35
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Third Coast Bancshares FCF Yield %?

Third Coast Bancshares FRA:GL0 -1.69% 36 FCF Yield % is -2.19 as of Jun. 30, 2026. GuruFocus rates FRA:GL0 with a GF Score™ of 36/100 and a GF Value™ of €32.35 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,507 Banks companies, Third Coast Bancshares ranks worse than 76.84% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Third Coast Bancshares's Trailing 12-Month Free Cash Flow is €-13.0 Mil, and Market Cap is €587.3 Mil. Therefore, Third Coast Bancshares's FCF Yield % for today is -2.19%.

The historical rank and industry rank for Third Coast Bancshares's FCF Yield % or its related term are showing as below:

FRA:GL0' s FCF Yield % Range Over the Past 10 Years
Min: -2.19   Med: 6.39   Max: 12.84
Current: -2.19


During the past 7 years, the highest FCF Yield % of Third Coast Bancshares was 12.84%. The lowest was -2.19%. And the median was 6.39%.

FRA:GL0's FCF Yield % is ranked worse than
76.84% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs FRA:GL0: -2.19

Third Coast Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was -92.45%.


Third Coast Bancshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Third Coast Bancshares FCF Yield % Related Terms


Third Coast Bancshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Third Coast Bancshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Coast Bancshares FCF Yield % Chart

Third Coast Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 9.19

Third Coast Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 3.54 -34.70

FRA:GL0 vs AROW, HIFS, PFIS: FCF Yield % Comparison

For the Banks - Regional subindustry, Third Coast Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Third Coast Bancshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Third Coast Bancshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Third Coast Bancshares's FCF Yield % falls into.


FRA:GL0
36GF Score
Third Coast Bancshares Inc FRA:GL0
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Coast Bancshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Third Coast Bancshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=41.125 / 447.2902
=9.19%

Third Coast Bancshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-45.693 * 4 / 526.6716
=-34.70%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -2.19 mean?
Third Coast Bancshares (FRA:GL0) has a FCF Yield % of -2.19 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Third Coast Bancshares and its competitors. According to the industry distribution chart, Third Coast Bancshares ranks #1158 out of 1507 companies in the Banks industry, placing it in the top 76.8%.
Is Third Coast Bancshares' FCF Yield % too high?
Third Coast Bancshares' current FCF Yield % is -2.19. Based on the distribution chart, Third Coast Bancshares ranks #1158 out of 1507 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Third Coast Bancshares has a GF Score™ of 36/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Third Coast Bancshares' FCF Yield % compare to AROW and HIFS?
According to the Banks industry distribution chart, Third Coast Bancshares ranks #1158 out of 1507 companies for FCF Yield %. This places Third Coast Bancshares in the lower half of its industry. The industry median FCF Yield % is 8.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Third Coast Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Coast Bancshares's current FCF Yield % is -2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Coast Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Third Coast Bancshares (FRA:GL0) is currently considered Fairly Valued. The stock's GF Value™ is €32.35, compared to a current price of €35.00 — trading 8.2% above its estimated fair value. The current FCF Yield % is -2.19. Third Coast Bancshares' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Third Coast Bancshares (FRA:GL0), the current FCF Yield % is -2.19 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Coast Bancshares (FRA:GL0) Overvalued in 2026?

Based on GuruFocus' analysis, Third Coast Bancshares stock appears to be overvalued. The current stock price of €35.00 is trading 8.2% above its estimated GF Value™ of €32.35. GuruFocus considers Third Coast Bancshares to be Fairly Valued.

Key valuation signals for FRA:GL0:

  • FCF Yield %: -2.19
  • GF Value™: €32.35 vs. price of €35.00 (8.2% above fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the FRA:GL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Coast Bancshares Business Description

Other Exchanges TCBX:USA
Address 20202 Highway 59 North, Suite 190, Humble, TX, USA, 77338
Third Coast Bancshares Inc is a bank holding company. It focuses on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The bank operates twenty branches in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets, one branch in Ballinger, Texas, and one branch in Detroit, Texas. The company operates through one segment, community banking, It generates the majority of its revenue from interest on loans, customer service, and loan fees.
36GF Score

Get the complete analysis for FRA:GL0

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.00
Price
€32.35
GF Value