Miyazaki Taiyo Bank (FSE:8560) Cyclically Adjusted PS Ratio: 0.90 (As of Jul. 29, 2026) — 80% Above Median

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FSE:8560 Miyazaki Taiyo Bank Ltd FSE:8560
57 GF Score
Price 円2,410.00
GF Value 円1,526.37
Valuation Significantly Overvalued
View Full Analysis

What is Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio?

Miyazaki Taiyo Bank FSE:8560 -0.66% 57 Cyclically Adjusted PS Ratio is 0.90 as of Jul. 29, 2026, which is 80% above its 10-year median of 0.50. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,526.37 (Significantly Overvalued). Among 1,301 Banks companies, Miyazaki Taiyo Bank ranks better than 92.54% on this metric.

As of today (2026-07-29), Miyazaki Taiyo Bank's current share price is 円2410.00. Miyazaki Taiyo Bank's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Mar26 was 円2,676.64. Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio for today is 0.90.

The historical rank and industry rank for Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

FSE:8560' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.43   Med: 0.5   Max: 1.02
Current: 0.9

During the past 13 years, Miyazaki Taiyo Bank's highest Cyclically Adjusted PS Ratio was 1.02. The lowest was 0.43. And the median was 0.50.

FSE:8560's Cyclically Adjusted PS Ratio is ranked better than
92.54% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs FSE:8560: 0.90

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Miyazaki Taiyo Bank's adjusted revenue per share data of for the fiscal year that ended in Mar26 was 円2,838.912. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円2,676.64 for the trailing ten years ended in Mar26.

Shiller PE for Stocks: The True Measure of Stock Valuation


Miyazaki Taiyo Bank  (FSE:8560) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio Related Terms


Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio Chart

Miyazaki Taiyo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.43 0.60 0.47 0.82

Miyazaki Taiyo Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.60 0.00 0.47 0.00 0.82

Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio falls into.


FSE:8560
57GF Score
Miyazaki Taiyo Bank Ltd FSE:8560
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Miyazaki Taiyo Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2410.00/2676.64
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Taiyo Bank's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Mar26 is calculated as:

For example, Miyazaki Taiyo Bank's adjusted Revenue per Share data for the fiscal year that ended in Mar26 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar26 (Change)*Current CPI (Mar26)
=2838.912/112.7000*112.7000
=2,838.912

Current CPI (Mar26) = 112.7000.

Miyazaki Taiyo Bank Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201703 2,501.885 98.100 2,874.235
201803 2,547.394 99.200 2,894.066
201903 2,439.024 99.700 2,757.051
202003 2,343.230 100.300 2,632.921
202103 2,310.006 99.900 2,605.983
202203 2,304.142 101.100 2,568.514
202303 2,396.255 104.400 2,586.762
202403 2,439.084 107.200 2,564.224
202503 2,409.005 111.100 2,443.698
202603 2,838.912 112.700 2,838.912

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.90 mean?
Miyazaki Taiyo Bank (FSE:8560) has a Cyclically Adjusted PS Ratio of 0.90 as of Jul. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Miyazaki Taiyo Bank and its competitors. This is 80% above median its historical median of 0.50. Over the past decade, Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio has ranged from 0.43 to 1.02. According to the industry distribution chart, Miyazaki Taiyo Bank ranks #97 out of 1301 companies in the Banks industry, placing it in the top 7.5%.
Is Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio too high?
Miyazaki Taiyo Bank's current Cyclically Adjusted PS Ratio of 0.90 is 80% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.02. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Miyazaki Taiyo Bank's value of 0.90 is 73.8% below this industry median. Based on the distribution chart, Miyazaki Taiyo Bank ranks #97 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Miyazaki Taiyo Bank ranks #97 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Miyazaki Taiyo Bank in the top 8% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.43. Miyazaki Taiyo Bank's value of 0.90 is 73.8% below this benchmark. Historically, Miyazaki Taiyo Bank's own Cyclically Adjusted PS Ratio has ranged from 0.43 to 1.02 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 3.43, Miyazaki Taiyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Taiyo Bank's current Cyclically Adjusted PS Ratio of 0.90 is 73.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Miyazaki Taiyo Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Taiyo Bank's current Cyclically Adjusted PS Ratio is 0.90, which is 80% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,526.37, compared to a current price of 円2,410.00 — trading 57.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.90, which is 80% above median its 10-year median of 0.50 and 73.8% below the Banks industry median of 3.43. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current Cyclically Adjusted PS Ratio is 0.90 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued. The current stock price of 円2,410.00 is trading 57.9% above its estimated GF Value™ of 円1,526.37. GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.

Key valuation signals for FSE:8560:

  • Cyclically Adjusted PS Ratio: 0.90 (80% above median its 10-year median of 0.50)
  • GF Value™: 円1,526.37 vs. price of 円2,410.00 (57.9% above fair value)
  • GF Score™: 57/100
  • Industry Position: 73.8% below the Banks median (#97 of 1301)

No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Miyazaki Taiyo Bank Business Description

Address Hiroshima 2-chome 1-31, Miyazaki Prefecture, Miyazaki, JPN, 880-8606
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score

Get the complete analysis for FSE:8560

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,410.00
Price
円1,526.37
GF Value