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Miyazaki Taiyo BankFSE:8560 +0.46%57 FCF Yield % is 50.48 as of Jul. 21, 2026, which is 15% below its 10-year median of 59.27. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,524.47 (Significantly Overvalued). Among 1,502 Banks companies, Miyazaki Taiyo Bank ranks better than 87.82% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Miyazaki Taiyo Bank FCF Yield % Related Terms
Miyazaki Taiyo Bank FCF Yield % Historical Data
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The historical data trend for Miyazaki Taiyo Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Miyazaki Taiyo Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miyazaki Taiyo Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Miyazaki Taiyo Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank (FSE:8560) has a FCF Yield % of 50.48 as of Jul. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Miyazaki Taiyo Bank and its competitors. This is 15% below median its historical median of 59.27. According to the industry distribution chart, Miyazaki Taiyo Bank ranks #183 out of 1502 companies in the Banks industry, placing it in the top 12.2%.
Is Miyazaki Taiyo Bank's FCF Yield % too high?
Miyazaki Taiyo Bank's current FCF Yield % of 50.48 is 15% below median its 10-year median of 59.27. The Banks industry median FCF Yield % is 8.14. Miyazaki Taiyo Bank's value of 50.48 is 520.1% above this industry median. Based on the distribution chart, Miyazaki Taiyo Bank ranks #183 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Miyazaki Taiyo Bank ranks #183 out of 1502 companies for FCF Yield %. This places Miyazaki Taiyo Bank in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Miyazaki Taiyo Bank's value of 50.48 is 520.1% above this benchmark. While the company's 10-year median is 59.27 vs. the industry median of 8.14, Miyazaki Taiyo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Taiyo Bank's current FCF Yield % of 50.48 is 520.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Miyazaki Taiyo Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Taiyo Bank's current FCF Yield % is 50.48, which is 15% below median its own 10-year median of 59.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,524.47, compared to a current price of 円2,421.00 — trading 58.8% above its estimated fair value. The current FCF Yield % is 50.48, which is 15% below median its 10-year median of 59.27 and 520.1% above the Banks industry median of 8.14. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current FCF Yield % is 50.48 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued.
The current stock price of 円2,421.00 is trading 58.8% above its estimated GF Value™ of 円1,524.47.
GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.
Key valuation signals for FSE:8560:
FCF Yield %: 50.48 (15% below median its 10-year median of 59.27)
GF Value™: 円1,524.47 vs. price of 円2,421.00 (58.8% above fair value)
Industry Position: 520.1% above the Banks median (#183 of 1502)
No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score
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