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Miyazaki Taiyo BankFSE:8560 +0.46%57 OCF Margin % is 28.58% as of Mar. 2026, which is 51% below its 10-year median of 58.13. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,524.47 (Significantly Overvalued). Among 1,498 Banks companies, Miyazaki Taiyo Bank ranks better than 73.77% on this metric.
The historical rank and industry rank for Miyazaki Taiyo Bank's OCF Margin % or its related term are showing as below:
FSE:8560'
s OCF Margin % Range Over the Past 10 Years
Min: -487.73 Med: 58.13 Max: 817.29
Current: 51.15
During the past 13 years, the highest OCF Margin % of Miyazaki Taiyo Bank was 817.29%. The lowest was -487.73%. And the median was 58.13%.
FSE:8560's OCF Margin % is ranked better than 73.77% of 1498
companies
in the Banks industry
Industry Median: 29.53
vs FSE:8560: 51.15
Miyazaki Taiyo Bank OCF Margin % Related Terms
Miyazaki Taiyo Bank OCF Margin % Historical Data
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The historical data trend for Miyazaki Taiyo Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Miyazaki Taiyo Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miyazaki Taiyo Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Miyazaki Taiyo Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank (FSE:8560) has a OCF Margin % of 28.58% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Miyazaki Taiyo Bank and its competitors. This is 51% below median its historical median of 58.13. According to the industry distribution chart, Miyazaki Taiyo Bank ranks #393 out of 1498 companies in the Banks industry, placing it in the top 26.2%.
Is Miyazaki Taiyo Bank's OCF Margin % too high?
Miyazaki Taiyo Bank's current OCF Margin % of 28.58% is 51% below median its 10-year median of 58.13. The Banks industry median OCF Margin % is 29.53. Miyazaki Taiyo Bank's value of 28.58% is 3.2% below this industry median. Based on the distribution chart, Miyazaki Taiyo Bank ranks #393 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Miyazaki Taiyo Bank ranks #393 out of 1498 companies for OCF Margin %. This puts Miyazaki Taiyo Bank in the upper half of its industry. The industry median OCF Margin % is 29.53. Miyazaki Taiyo Bank's value of 28.58% is 3.2% below this benchmark. While the company's 10-year median is 58.13 vs. the industry median of 29.53, Miyazaki Taiyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Taiyo Bank's current OCF Margin % of 28.58% is 3.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Miyazaki Taiyo Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Taiyo Bank's current OCF Margin % is 28.58%, which is 51% below median its own 10-year median of 58.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,524.47, compared to a current price of 円2,421.00 — trading 58.8% above its estimated fair value. The current OCF Margin % is 28.58%, which is 51% below median its 10-year median of 58.13 and 3.2% below the Banks industry median of 29.53. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current OCF Margin % is 28.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued.
The current stock price of 円2,421.00 is trading 58.8% above its estimated GF Value™ of 円1,524.47.
GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.
Key valuation signals for FSE:8560:
OCF Margin %: 28.58% (51% below median its 10-year median of 58.13)
GF Value™: 円1,524.47 vs. price of 円2,421.00 (58.8% above fair value)
Industry Position: 3.2% below the Banks median (#393 of 1498)
No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score
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