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Miyazaki Taiyo BankFSE:8560 +0.46%57 Pretax Margin % is 20.04% as of Mar. 2026, which is 30% above its 10-year median of 15.43. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,524.47 (Significantly Overvalued). Among 1,525 Banks companies, Miyazaki Taiyo Bank ranks worse than 84.85% on this metric.
The historical rank and industry rank for Miyazaki Taiyo Bank's Pretax Margin % or its related term are showing as below:
FSE:8560'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.15 Med: 15.43 Max: 19.47
Current: 17.06
FSE:8560's Pretax Margin % is ranked worse than 84.85% of 1525
companies
in the Banks industry
Industry Median: 34.96
vs FSE:8560: 17.06
Miyazaki Taiyo Bank (FSE:8560) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Miyazaki Taiyo Bank Pretax Margin % Related Terms
Miyazaki Taiyo Bank Pretax Margin % Historical Data
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The historical data trend for Miyazaki Taiyo Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Miyazaki Taiyo Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miyazaki Taiyo Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Miyazaki Taiyo Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank (FSE:8560) has a Pretax Margin % of 20.04% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Miyazaki Taiyo Bank and its competitors. This is 30% above median its historical median of 15.43. Over the past decade, Miyazaki Taiyo Bank's Pretax Margin % has ranged from 11.15 to 19.47. According to the industry distribution chart, Miyazaki Taiyo Bank ranks #1294 out of 1525 companies in the Banks industry, placing it in the top 84.9%.
Is Miyazaki Taiyo Bank's Pretax Margin % too high?
Miyazaki Taiyo Bank's current Pretax Margin % of 20.04% is 30% above median its 10-year median of 15.43. Over the past 10 years, this metric has ranged from a low of 11.15 to a high of 19.47. The Banks industry median Pretax Margin % is 34.96. Miyazaki Taiyo Bank's value of 20.04% is 42.7% below this industry median. Based on the distribution chart, Miyazaki Taiyo Bank ranks #1294 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Miyazaki Taiyo Bank ranks #1294 out of 1525 companies for Pretax Margin %. This places Miyazaki Taiyo Bank in the lower half of its industry. The industry median Pretax Margin % is 34.96. Miyazaki Taiyo Bank's value of 20.04% is 42.7% below this benchmark. Historically, Miyazaki Taiyo Bank's own Pretax Margin % has ranged from 11.15 to 19.47 over the past decade. While the company's 10-year median is 15.43 vs. the industry median of 34.96, Miyazaki Taiyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.96, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Taiyo Bank's current Pretax Margin % of 20.04% is 42.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Miyazaki Taiyo Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Taiyo Bank's current Pretax Margin % is 20.04%, which is 30% above median its own 10-year median of 15.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,524.47, compared to a current price of 円2,421.00 — trading 58.8% above its estimated fair value. The current Pretax Margin % is 20.04%, which is 30% above median its 10-year median of 15.43 and 42.7% below the Banks industry median of 34.96. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current Pretax Margin % is 20.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued.
The current stock price of 円2,421.00 is trading 58.8% above its estimated GF Value™ of 円1,524.47.
GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.
Key valuation signals for FSE:8560:
Pretax Margin %: 20.04% (30% above median its 10-year median of 15.43)
GF Value™: 円1,524.47 vs. price of 円2,421.00 (58.8% above fair value)
Industry Position: 42.7% below the Banks median (#1294 of 1525)
No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score
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