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Miyazaki Taiyo BankFSE:8560 +0.46%57 PE Ratio (TTM) is 11.10 as of Jul. 21, 2026, which is 19% below its 10-year median of 13.68. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,524.47 (Significantly Overvalued). Among 1,446 Banks companies, Miyazaki Taiyo Bank ranks better than 56.43% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-21), Miyazaki Taiyo Bank's share price is
円2421.00.
Miyazaki Taiyo Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円218.20. Therefore, Miyazaki Taiyo Bank's PE Ratio (TTM) for today is 11.10.
The historical rank and industry rank for Miyazaki Taiyo Bank's PE Ratio (TTM) or its related term are showing as below:
FSE:8560'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 4.53 Med: 13.68 Max: 20.37
Current: 11.09
During the past 13 years, the highest PE Ratio (TTM) of Miyazaki Taiyo Bank was 20.37. The lowest was 4.53. And the median was 13.68.
FSE:8560's PE Ratio (TTM) is ranked better than 56.43% of 1446
companies
in the Banks industry
Industry Median: 11.805
vs FSE:8560: 11.09
During the past 12 months, Miyazaki Taiyo Bank's average EPS without NRIGrowth Rate was 45.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 9.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 24.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -5.10% per year.
During the past 13 years, Miyazaki Taiyo Bank's highest 3-Year average EPS without NRI Growth Rate was 43.80% per year. The lowest was -53.30% per year. And the median was -1.20% per year.
Miyazaki Taiyo Bank's EPS (Basic) for the
six
months ended in Mar. 2026 was 円158.36.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was 円261.51.
Miyazaki Taiyo Bank (FSE:8560) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Miyazaki Taiyo Bank PE Ratio (TTM) Related Terms
Miyazaki Taiyo Bank PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Miyazaki Taiyo Bank's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Taiyo Bank PE Ratio (TTM) Competitor Comparison
For the Banks - Regional subindustry, Miyazaki Taiyo Bank's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miyazaki Taiyo Bank PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Miyazaki Taiyo Bank's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Miyazaki Taiyo Bank's Share Price of today is 円2421.00.
For company reported semi-annually, Miyazaki Taiyo Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円218.20.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Miyazaki Taiyo Bank (FSE:8560) has a PE Ratio (TTM) of 11.10 as of Jul. 21, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Miyazaki Taiyo Bank and its competitors. This is 19% below median its historical median of 13.68. Over the past decade, Miyazaki Taiyo Bank's PE Ratio (TTM) has ranged from 4.53 to 20.37. According to the industry distribution chart, Miyazaki Taiyo Bank ranks #630 out of 1446 companies in the Banks industry, placing it in the top 43.6%.
Is Miyazaki Taiyo Bank's PE Ratio (TTM) too high?
Miyazaki Taiyo Bank's current PE Ratio (TTM) of 11.10 is 19% below median its 10-year median of 13.68. Over the past 10 years, this metric has ranged from a low of 4.53 to a high of 20.37. The Banks industry median PE Ratio (TTM) is 11.81. Miyazaki Taiyo Bank's value of 11.10 is 6% below this industry median. Based on the distribution chart, Miyazaki Taiyo Bank ranks #630 out of 1446 companies in the Banks industry, which is above the industry midpoint. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's PE Ratio (TTM) compare to competitors?
According to the Banks industry distribution chart, Miyazaki Taiyo Bank ranks #630 out of 1446 companies for PE Ratio (TTM). This puts Miyazaki Taiyo Bank in the upper half of its industry. The industry median PE Ratio (TTM) is 11.81. Miyazaki Taiyo Bank's value of 11.10 is 6% below this benchmark. Historically, Miyazaki Taiyo Bank's own PE Ratio (TTM) has ranged from 4.53 to 20.37 over the past decade. While the company's 10-year median is 13.68 vs. the industry median of 11.81, Miyazaki Taiyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.81, based on 1,446 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Taiyo Bank's current PE Ratio (TTM) of 11.10 is 6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Miyazaki Taiyo Bank and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Taiyo Bank's current PE Ratio (TTM) is 11.10, which is 19% below median its own 10-year median of 13.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,524.47, compared to a current price of 円2,421.00 — trading 58.8% above its estimated fair value. The current PE Ratio (TTM) is 11.10, which is 19% below median its 10-year median of 13.68 and 6% below the Banks industry median of 11.81. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current PE Ratio (TTM) is 11.10 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued.
The current stock price of 円2,421.00 is trading 58.8% above its estimated GF Value™ of 円1,524.47.
GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.
Key valuation signals for FSE:8560:
PE Ratio (TTM): 11.10 (19% below median its 10-year median of 13.68)
GF Value™: 円1,524.47 vs. price of 円2,421.00 (58.8% above fair value)
Industry Position: 6% below the Banks median (#630 of 1446)
No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score
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