Miyazaki Taiyo Bank (FSE:8560) Selling, General, & Admin. Expense: 円7,998 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8560 Miyazaki Taiyo Bank Ltd FSE:8560
55 GF Score
Price 円2,500.00
GF Value 円1,536.17
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Miyazaki Taiyo Bank Selling, General, & Admin. Expense?

Miyazaki Taiyo Bank FSE:8560 +1.13% 55 Selling, General, & Admin. Expense is 円7,998 Mil as of Mar. 2026. GuruFocus rates FSE:8560 with a GF Score™ of 55/100 and a GF Value™ of 円1,536.17 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Miyazaki Taiyo Bank's selling, general, & admin. expense for the three months ended in Mar. 2026 was 円6,384 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円7,998 Mil.


Miyazaki Taiyo Bank  (FSE:8560) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Miyazaki Taiyo Bank Selling, General, & Admin. Expense Related Terms


Miyazaki Taiyo Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Miyazaki Taiyo Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Taiyo Bank Selling, General, & Admin. Expense Chart

Miyazaki Taiyo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,901.00 7,645.00 7,709.00 7,597.00 7,998.00

Miyazaki Taiyo Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1,976.00 2,082.00 -2,444.00 6,384.00

Miyazaki Taiyo Bank Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Miyazaki Taiyo Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Miyazaki Taiyo Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Miyazaki Taiyo Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Miyazaki Taiyo Bank's Selling, General, & Admin. Expense falls into.


FSE:8560
55GF Score
Miyazaki Taiyo Bank Ltd FSE:8560
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Miyazaki Taiyo Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円7,998 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of 円7,998 Mil mean?
Miyazaki Taiyo Bank (FSE:8560) has a Selling, General, & Admin. Expense of 円7,998 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Miyazaki Taiyo Bank and its competitors.
Is Miyazaki Taiyo Bank's Selling, General, & Admin. Expense too high?
Miyazaki Taiyo Bank's current Selling, General, & Admin. Expense is 円7,998 Mil. Overall, Miyazaki Taiyo Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's Selling, General, & Admin. Expense compare to competitors?
Miyazaki Taiyo Bank's Selling, General, & Admin. Expense of 円7,998 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Miyazaki Taiyo Bank and its competitors. Miyazaki Taiyo Bank's current Selling, General, & Admin. Expense is 円7,998 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,536.17, compared to a current price of 円2,500.00 — trading 62.7% above its estimated fair value. The current Selling, General, & Admin. Expense is 円7,998 Mil. Miyazaki Taiyo Bank's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current Selling, General, & Admin. Expense is 円7,998 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued. The current stock price of 円2,500.00 is trading 62.7% above its estimated GF Value™ of 円1,536.17. GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.

Key valuation signals for FSE:8560:

  • Selling, General, & Admin. Expense: 円7,998 Mil
  • GF Value™: 円1,536.17 vs. price of 円2,500.00 (62.7% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Miyazaki Taiyo Bank Business Description

Address Hiroshima 2-chome 1-31, Miyazaki Prefecture, Miyazaki, JPN, 880-8606
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
55GF Score

Get the complete analysis for FSE:8560

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,500.00
Price
円1,536.17
GF Value