Miyazaki Taiyo Bank (FSE:8560) Scaled Net Operating Assets: -0.04 (As of Mar. 2026)

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FSE:8560 Miyazaki Taiyo Bank Ltd FSE:8560
57 GF Score
Price 円2,421.00
GF Value 円1,524.47
Valuation Significantly Overvalued
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What is Miyazaki Taiyo Bank Scaled Net Operating Assets?

Miyazaki Taiyo Bank FSE:8560 +0.46% 57 Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus rates FSE:8560 with a GF Score™ of 57/100 and a GF Value™ of 円1,524.47 (Significantly Overvalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Miyazaki Taiyo Bank's operating assets for the quarter that ended in Mar. 2026 was 円755,696 Mil. Miyazaki Taiyo Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円784,604 Mil. Miyazaki Taiyo Bank's Total Assets for the quarter that ended in Sep. 2025 was 円824,596 Mil. Therefore, Miyazaki Taiyo Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.04.

FSE:8560
57GF Score
Miyazaki Taiyo Bank Ltd FSE:8560
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Miyazaki Taiyo Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Miyazaki Taiyo Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(755696-784604)/814723
=-0.04

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=832270 - 76574
=755696

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=784604 - 0 - 0
=784604

Miyazaki Taiyo Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Sep. 2025 )
=(755696-784604)/824596
=-0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=832270 - 76574
=755696

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=784604 - 0 - 0
=784604

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.04 mean?
Miyazaki Taiyo Bank (FSE:8560) has a Scaled Net Operating Assets of -0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Miyazaki Taiyo Bank and its competitors.
Is Miyazaki Taiyo Bank's Scaled Net Operating Assets too high?
Miyazaki Taiyo Bank's current Scaled Net Operating Assets is -0.04. Overall, Miyazaki Taiyo Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Taiyo Bank's Scaled Net Operating Assets compare to competitors?
Miyazaki Taiyo Bank's Scaled Net Operating Assets of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Miyazaki Taiyo Bank and its competitors. Miyazaki Taiyo Bank's current Scaled Net Operating Assets is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Taiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Taiyo Bank (FSE:8560) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,524.47, compared to a current price of 円2,421.00 — trading 58.8% above its estimated fair value. The current Scaled Net Operating Assets is -0.04. Miyazaki Taiyo Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Miyazaki Taiyo Bank (FSE:8560), the current Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Taiyo Bank (FSE:8560) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Taiyo Bank stock appears to be overvalued. The current stock price of 円2,421.00 is trading 58.8% above its estimated GF Value™ of 円1,524.47. GuruFocus considers Miyazaki Taiyo Bank to be Significantly Overvalued.

Key valuation signals for FSE:8560:

  • Scaled Net Operating Assets: -0.04
  • GF Value™: 円1,524.47 vs. price of 円2,421.00 (58.8% above fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the FSE:8560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Miyazaki Taiyo Bank Business Description

Address Hiroshima 2-chome 1-31, Miyazaki Prefecture, Miyazaki, JPN, 880-8606
Miyazaki Taiyo Bank Ltd provides commercial banking services including deposits, loans, and foreign exchange transactions in Japan. It operates in three segments: Banking, Outsourcing, and Leasing and Assurance. The company accepts Yen and foreign currency deposits; and offers mutual funds, JGBs, insurance products, and debit cards. It also provides card, free, conclusion, car, education, housing, business support, business, partner, and agricultural equipment loans.
57GF Score

Get the complete analysis for FSE:8560

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,421.00
Price
円1,524.47
GF Value