HBCP (Home Bancorp) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


HBCP Home Bancorp Inc HBCP
68 GF Score
Price $69.32
GF Value $52.65
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Home Bancorp Tariff Resilience Score?

Home Bancorp HBCP -1.90% 68 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates HBCP with a GF Score™ of 68/100 and a GF Value™ of $52.65 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Home Bancorp ranks better than 99.25% on this metric.

Home Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Home Bancorp has Home Bancorp operates primarily in the U.S. with minimal international exposure, making it highly resilient to tariffs. Its business model is not directly impacted by trade policies, though economic conditions could indirectly affect loan demand.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Home Bancorp might have Highly Resilient.

Home Bancorp  (NAS:HBCP) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Home Bancorp Tariff Resilience Score Related Terms

HBCP vs BSRR, GCBC, FBIZ: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Home Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Home Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Home Bancorp's Tariff Resilience Score falls into.


HBCP
68GF Score
Home Bancorp Inc HBCP
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Home Bancorp (HBCP) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Home Bancorp ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is Home Bancorp's Tariff Resilience Score too high?
Home Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Home Bancorp ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home Bancorp has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Bancorp's Tariff Resilience Score compare to BSRR and GCBC?
According to the Banks industry distribution chart, Home Bancorp ranks #12 out of 1608 companies for Tariff Resilience Score. This places Home Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Home Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Home Bancorp (HBCP) is currently considered Significantly Overvalued. The stock's GF Value™ is $52.65, compared to a current price of $69.32 — trading 31.7% above its estimated fair value. The current Tariff Resilience Score is 9. Home Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Home Bancorp (HBCP), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Bancorp (HBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Home Bancorp stock appears to be overvalued. The current stock price of $69.32 is trading 31.7% above its estimated GF Value™ of $52.65. GuruFocus considers Home Bancorp to be Significantly Overvalued.

Key valuation signals for HBCP:

  • Tariff Resilience Score: 9
  • GF Value™: $52.65 vs. price of $69.32 (31.7% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the HBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Bancorp Business Description

Address 503 Kaliste Saloom Road, Lafayette, LA, USA, 70508
Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities.It is holding company for Home Bank, N.A. The principal sources of funds are customer deposits, repayments of loans, repayments of investments, and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.
68GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.32
Price
$52.65
GF Value