SME Leasing (KAR:SLL) Cyclically Adjusted PS Ratio: 1.83 (As of Jul. 15, 2026)

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KAR:SLL SME Leasing Ltd KAR:SLL
2 GF Score
Price ₨1.70
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What is SME Leasing Cyclically Adjusted PS Ratio?

SME Leasing KAR:SLL 2 Cyclically Adjusted PS Ratio is 1.83 as of Jul. 15, 2026. GuruFocus rates KAR:SLL with a GF Score™ of 2/100.

As of today (2026-07-15), SME Leasing's current share price is ₨1.70. SME Leasing's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2024 was ₨0.93. SME Leasing's Cyclically Adjusted PS Ratio for today is 1.83.

The historical rank and industry rank for SME Leasing's Cyclically Adjusted PS Ratio or its related term are showing as below:

KAR:SLL's Cyclically Adjusted PS Ratio is not ranked *
in the Credit Services industry.
Industry Median: 3.05
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

SME Leasing's adjusted revenue per share data for the three months ended in Sep. 2024 was ₨0.052. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₨0.93 for the trailing ten years ended in Sep. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


SME Leasing  (KAR:SLL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


SME Leasing Cyclically Adjusted PS Ratio Related Terms


SME Leasing Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for SME Leasing's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SME Leasing Cyclically Adjusted PS Ratio Chart

SME Leasing Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.89 2.38

SME Leasing Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.29 2.38 1.77 2.42 2.23

KAR:SLL vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, SME Leasing's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SME Leasing Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SME Leasing's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SME Leasing's Cyclically Adjusted PS Ratio falls into.


KAR:SLL
2GF Score
SME Leasing Ltd KAR:SLL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SME Leasing Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

SME Leasing's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.70/0.93
=1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SME Leasing's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2024 is calculated as:

For example, SME Leasing's adjusted Revenue per Share data for the three months ended in Sep. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.052/315.3010*315.3010
=0.052

Current CPI (Sep. 2024) = 315.3010.

SME Leasing Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201412 0.451 234.812 0.606
201503 0.312 236.119 0.417
201506 0.260 238.638 0.344
201509 0.206 237.945 0.273
201512 0.083 236.525 0.111
201603 0.357 238.132 0.473
201606 0.256 241.018 0.335
201609 0.237 241.428 0.310
201612 0.206 241.432 0.269
201703 0.180 243.801 0.233
201706 0.177 244.955 0.228
201709 0.218 246.819 0.278
201712 0.248 246.524 0.317
201803 0.241 249.554 0.304
201806 0.253 251.989 0.317
201809 0.256 252.439 0.320
201812 0.244 251.233 0.306
201903 0.212 254.202 0.263
201906 0.213 256.143 0.262
201909 0.209 256.759 0.257
201912 0.197 256.974 0.242
202003 0.178 258.115 0.217
202006 0.132 257.797 0.161
202009 0.119 260.280 0.144
202012 0.245 260.474 0.297
202103 0.130 264.877 0.155
202106 0.050 271.696 0.058
202109 0.113 274.310 0.130
202112 0.372 278.802 0.421
202203 0.183 287.504 0.201
202206 0.089 296.311 0.095
202209 0.169 296.808 0.180
202212 0.211 296.797 0.224
202303 0.090 301.836 0.094
202306 0.091 305.109 0.094
202309 0.108 307.789 0.111
202312 0.082 306.746 0.084
202403 0.055 312.332 0.056
202406 0.077 314.175 0.077
202409 0.052 315.301 0.052

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.83 mean?
SME Leasing (KAR:SLL) has a Cyclically Adjusted PS Ratio of 1.83 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SME Leasing and its competitors.
Is SME Leasing's Cyclically Adjusted PS Ratio too high?
SME Leasing's current Cyclically Adjusted PS Ratio is 1.83. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.05. SME Leasing's value of 1.83 is 40% below this industry median. Overall, SME Leasing has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does SME Leasing's Cyclically Adjusted PS Ratio compare to V and MA?
SME Leasing's Cyclically Adjusted PS Ratio of 1.83 can be compared against companies in the Credit Services industry. The industry median Cyclically Adjusted PS Ratio is 3.05. SME Leasing's value of 1.83 is 40% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.05, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SME Leasing's current Cyclically Adjusted PS Ratio of 1.83 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SME Leasing and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SME Leasing's current Cyclically Adjusted PS Ratio is 1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SME Leasing stock overvalued right now?
SME Leasing (KAR:SLL) has a current Cyclically Adjusted PS Ratio of 1.83. The current Cyclically Adjusted PS Ratio is 1.83 and 40% below the Credit Services industry median of 3.05. SME Leasing's overall GF Score™ is 2/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For SME Leasing (KAR:SLL), the current Cyclically Adjusted PS Ratio is 1.83 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SME Leasing Business Description

Address Shahra-e-Faisal, Office No. 304, 3rd Floor, Business Arcade, Karachi, PAK
SME Leasing Ltd along with its subsidiaries is engaged in resolving, advising, and supporting the financial needs of small as well as medium size businessmen, traders, professionals, and educationists. The company's product profile includes SME Automobile, SME Cash Support, SME Machine Plus, SME Power Plus and SME Medical Equip. Its segments are finance lease, loans and receivables and investments.
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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