SME Leasing (KAR:SLL) E10: ₨-1.53 (As of Sep. 2024)


KAR:SLL SME Leasing Ltd KAR:SLL
2 GF Score
Price ₨1.70
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What is SME Leasing E10?

SME Leasing KAR:SLL 2 E10 is ₨-1.53 as of Sep. 2024. GuruFocus rates KAR:SLL with a GF Score™ of 2/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SME Leasing's adjusted earnings per share data for the three months ended in Sep. 2024 was ₨-0.440. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₨-1.53 for the trailing ten years ended in Sep. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), SME Leasing's current stock price is ₨1.70. SME Leasing's E10 for the quarter that ended in Sep. 2024 was ₨-1.53. SME Leasing's Shiller PE Ratio of today is .


SME Leasing  (KAR:SLL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SME Leasing E10 Related Terms


SME Leasing E10 Historical Data

* Premium members only.

The historical data trend for SME Leasing's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SME Leasing E10 Chart

SME Leasing Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.76 -0.96

SME Leasing Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.87 -0.96 -1.36 -1.49 -1.53

KAR:SLL vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, SME Leasing's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SME Leasing Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SME Leasing's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SME Leasing's Shiller PE Ratio falls into.


KAR:SLL
2GF Score
SME Leasing Ltd KAR:SLL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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SME Leasing E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SME Leasing's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=-0.44/315.3010*315.3010
=-0.440

Current CPI (Sep. 2024) = 315.3010.

SME Leasing Quarterly Data

per share eps CPI Adj_EPS
201412 -0.260 234.812 -0.349
201503 -0.090 236.119 -0.120
201506 -0.140 238.638 -0.185
201509 -0.140 237.945 -0.186
201512 -0.320 236.525 -0.427
201603 0.020 238.132 0.026
201606 -0.090 241.018 -0.118
201609 -0.060 241.428 -0.078
201612 -0.290 241.432 -0.379
201703 -0.290 243.801 -0.375
201706 -0.210 244.955 -0.270
201709 -0.060 246.819 -0.077
201712 -0.140 246.524 -0.179
201803 -0.150 249.554 -0.190
201806 -0.140 251.989 -0.175
201809 -0.170 252.439 -0.212
201812 -0.220 251.233 -0.276
201903 -0.220 254.202 -0.273
201906 -0.210 256.143 -0.259
201909 -0.250 256.759 -0.307
201912 -0.450 256.974 -0.552
202003 -0.300 258.115 -0.366
202006 -0.360 257.797 -0.440
202009 -0.350 260.280 -0.424
202012 -0.750 260.474 -0.908
202103 0.190 264.877 0.226
202106 -0.370 271.696 -0.429
202109 -0.330 274.310 -0.379
202112 0.090 278.802 0.102
202203 -0.310 287.504 -0.340
202206 0.260 296.311 0.277
202209 0.060 296.808 0.064
202212 0.030 296.797 0.032
202303 -0.400 301.836 -0.418
202306 -0.450 305.109 -0.465
202309 -0.440 307.789 -0.451
202312 -0.880 306.746 -0.905
202403 -3.890 312.332 -3.927
202406 -1.140 314.175 -1.144
202409 -0.440 315.301 -0.440

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₨-1.53 mean?
SME Leasing (KAR:SLL) has a E10 of ₨-1.53 as of Sep. 2024. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SME Leasing and its competitors.
Is SME Leasing's E10 too high?
SME Leasing's current E10 is ₨-1.53. Overall, SME Leasing has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does SME Leasing's E10 compare to V and MA?
SME Leasing's E10 of ₨-1.53 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SME Leasing and its competitors. SME Leasing's current E10 is ₨-1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SME Leasing stock overvalued right now?
SME Leasing (KAR:SLL) has a current E10 of ₨-1.53. The current E10 is ₨-1.53. SME Leasing's overall GF Score™ is 2/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SME Leasing (KAR:SLL), the current E10 is ₨-1.53 as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SME Leasing Business Description

Address Shahra-e-Faisal, Office No. 304, 3rd Floor, Business Arcade, Karachi, PAK
SME Leasing Ltd along with its subsidiaries is engaged in resolving, advising, and supporting the financial needs of small as well as medium size businessmen, traders, professionals, and educationists. The company's product profile includes SME Automobile, SME Cash Support, SME Machine Plus, SME Power Plus and SME Medical Equip. Its segments are finance lease, loans and receivables and investments.
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