GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » SME Leasing Ltd (KAR:SLL) » Definitions » Debt-to-EBITDA

SME Leasing (KAR:SLL) Debt-to-EBITDA : -1.33 (As of Dec. 2023)


View and export this data going back to 2006. Start your Free Trial

What is SME Leasing Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

SME Leasing's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₨150.08 Mil. SME Leasing's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₨0.00 Mil. SME Leasing's annualized EBITDA for the quarter that ended in Dec. 2023 was ₨-112.85 Mil. SME Leasing's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was -1.33.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SME Leasing's Debt-to-EBITDA or its related term are showing as below:

KAR:SLL's Debt-to-EBITDA is not ranked *
in the Credit Services industry.
Industry Median: 8.475
* Ranked among companies with meaningful Debt-to-EBITDA only.

SME Leasing Debt-to-EBITDA Historical Data

The historical data trend for SME Leasing's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SME Leasing Debt-to-EBITDA Chart

SME Leasing Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.87 -2.87 -15.22 28.58 -2.24

SME Leasing Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.05 -3.15 -2.66 -2.84 -1.33

Competitive Comparison of SME Leasing's Debt-to-EBITDA

For the Credit Services subindustry, SME Leasing's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SME Leasing's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SME Leasing's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SME Leasing's Debt-to-EBITDA falls into.


;
;

SME Leasing Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SME Leasing's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(150.08 + 0) / -67.093
=-2.24

SME Leasing's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(150.08 + 0) / -112.852
=-1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


SME Leasing  (KAR:SLL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SME Leasing Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of SME Leasing's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


SME Leasing Business Description

Traded in Other Exchanges
N/A
Address
Shahra-e-Faisal, Office No. 304, 3rd Floor, Business Arcade, Karachi, PAK
SME Leasing Ltd along with its subsidiaries is engaged in resolving, advising, and supporting the financial needs of small as well as medium size businessmen, traders, professionals, and educationists. The company's product profile includes SME Automobile, SME Cash Support, SME Machine Plus, SME Power Plus and SME Medical Equip. Its segments are finance lease, loans and receivables and investments.

SME Leasing Headlines

No Headlines