ASA International Group (LSE:ASAI) Cyclically Adjusted PS Ratio: 2.00 (As of Jul. 03, 2026) — 32% Above Median


LSE:ASAI ASA International Group PLC LSE:ASAI
80 GF Score
Price £2.52
GF Value £1.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is ASA International Group Cyclically Adjusted PS Ratio?

ASA International Group LSE:ASAI +3.28% 80 Cyclically Adjusted PS Ratio is 2.00 as of Jul. 03, 2026, which is 32% above its 10-year median of 1.52. GuruFocus rates LSE:ASAI with a GF Score™ of 80/100 and a GF Value™ of £1.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 418 Credit Services companies, ASA International Group ranks better than 61.96% on this metric.

As of today (2026-07-03), ASA International Group's current share price is £2.52. ASA International Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was £1.26. ASA International Group's Cyclically Adjusted PS Ratio for today is 2.00.

The historical rank and industry rank for ASA International Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

LSE:ASAI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.7   Med: 1.52   Max: 1.97
Current: 1.92

During the past 11 years, ASA International Group's highest Cyclically Adjusted PS Ratio was 1.97. The lowest was 0.70. And the median was 1.52.

LSE:ASAI's Cyclically Adjusted PS Ratio is ranked better than
61.96% of 418 companies
in the Credit Services industry
Industry Median: 2.95 vs LSE:ASAI: 1.92

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

ASA International Group's adjusted revenue per share data of for the fiscal year that ended in Dec25 was £1.920. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is £1.26 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


ASA International Group  (LSE:ASAI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


ASA International Group Cyclically Adjusted PS Ratio Related Terms


ASA International Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for ASA International Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASA International Group Cyclically Adjusted PS Ratio Chart

ASA International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.78 1.50

ASA International Group Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.78 0.00 1.50

LSE:ASAI vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, ASA International Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASA International Group Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASA International Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where ASA International Group's Cyclically Adjusted PS Ratio falls into.


LSE:ASAI
80GF Score
ASA International Group PLC LSE:ASAI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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ASA International Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

ASA International Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.52/1.26
=2.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASA International Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, ASA International Group's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=1.92/324.0540*324.0540
=1.920

Current CPI (Dec25) = 324.0540.

ASA International Group Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.590 241.432 0.792
201712 0.684 246.524 0.899
201812 0.936 251.233 1.207
201912 1.071 256.974 1.351
202012 0.838 260.474 1.043
202112 1.162 278.802 1.351
202212 1.202 296.797 1.312
202312 1.155 306.746 1.220
202412 1.478 315.605 1.518
202512 1.920 324.054 1.920

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.00 mean?
ASA International Group (LSE:ASAI) has a Cyclically Adjusted PS Ratio of 2.00 as of Jul. 03, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on ASA International Group and its competitors. This is 32% above median its historical median of 1.52. Over the past decade, ASA International Group's Cyclically Adjusted PS Ratio has ranged from 0.70 to 1.97. According to the industry distribution chart, ASA International Group ranks #159 out of 418 companies in the Credit Services industry, placing it in the top 38%.
Is ASA International Group's Cyclically Adjusted PS Ratio too high?
ASA International Group's current Cyclically Adjusted PS Ratio of 2.00 is 32% above median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.97. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.95. ASA International Group's value of 2.00 is 32.2% below this industry median. Based on the distribution chart, ASA International Group ranks #159 out of 418 companies in the Credit Services industry, which is above the industry midpoint. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #159 out of 418 companies for Cyclically Adjusted PS Ratio. This puts ASA International Group in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 2.95. ASA International Group's value of 2.00 is 32.2% below this benchmark. Historically, ASA International Group's own Cyclically Adjusted PS Ratio has ranged from 0.70 to 1.97 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 2.95, ASA International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.95, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASA International Group's current Cyclically Adjusted PS Ratio of 2.00 is 32.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current Cyclically Adjusted PS Ratio is 2.00, which is 32% above median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.49, compared to a current price of £2.52 — trading 69.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.00, which is 32% above median its 10-year median of 1.52 and 32.2% below the Credit Services industry median of 2.95. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current Cyclically Adjusted PS Ratio is 2.00 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASA International Group (LSE:ASAI) Overvalued in 2026?

Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued. The current stock price of £2.52 is trading 69.1% above its estimated GF Value™ of £1.49. GuruFocus considers ASA International Group to be Significantly Overvalued.

Key valuation signals for LSE:ASAI:

  • Cyclically Adjusted PS Ratio: 2.00 (32% above median its 10-year median of 1.52)
  • GF Value™: £1.49 vs. price of £2.52 (69.1% above fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 32.2% below the Credit Services median (#159 of 418)

No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASA International Group Business Description

Other Exchanges ASAIl:UK
Address Bir Uttam A.N.M. Nuruzzaman Sarak, ASA Tower, 10th Floor 23/3, Shyamoli, Dhaka, BGD, 1207
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
80GF Score

Get the complete analysis for LSE:ASAI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.52
Price
£1.49
GF Value