ASA International GroupLSE:ASAI -2.46%80 Dividend Payout Ratio is 0.16 as of Dec. 2025, which is 33% above its 10-year median of 0.12. GuruFocus rates LSE:ASAI with a GF Score™ of 80/100 and a GF Value™ of £1.47 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 195 Credit Services companies, ASA International Group ranks better than 71.79% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. ASA International Group's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.16.
The historical rank and industry rank for ASA International Group's Dividend Payout Ratio or its related term are showing as below:
LSE:ASAI'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.15
Current: 0.15
During the past 11 years, the highest Dividend Payout Ratio of ASA International Group was 0.15. The lowest was 0.09. And the median was 0.12.
LSE:ASAI's Dividend Payout Ratio is ranked better than 71.79% of 195
companies
in the Credit Services industry
Industry Median: 0.32
vs LSE:ASAI: 0.15
During the past 11 years, the highest Trailing Annual Dividend Yield of ASA International Group was 4.52%. The lowest was 1.20%. And the median was 2.51%.
During the past 12 months, ASA International Group's average Dividends Per Share Growth Rate was 175.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
ASA International Group (LSE:ASAI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
ASA International Group Dividend Payout Ratio Related Terms
ASA International Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for ASA International Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASA International Group Dividend Payout Ratio Chart
LSE:ASAI vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, ASA International Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASA International Group Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ASA International Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where ASA International Group's Dividend Payout Ratio falls into.
ASA International Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
ASA International Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASA International Group (LSE:ASAI) has a Dividend Payout Ratio of 0.16 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ASA International Group and its competitors. This is 33% above median its historical median of 0.12. Over the past decade, ASA International Group's Dividend Payout Ratio has ranged from 0.09 to 0.15. According to the industry distribution chart, ASA International Group ranks #55 out of 195 companies in the Credit Services industry, placing it in the top 28.2%.
Is ASA International Group's Dividend Payout Ratio too high?
ASA International Group's current Dividend Payout Ratio of 0.16 is 33% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.15. The Credit Services industry median Dividend Payout Ratio is 0.32. ASA International Group's value of 0.16 is 50% below this industry median. Based on the distribution chart, ASA International Group ranks #55 out of 195 companies in the Credit Services industry, which is above the industry midpoint. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #55 out of 195 companies for Dividend Payout Ratio. This puts ASA International Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. ASA International Group's value of 0.16 is 50% below this benchmark. Historically, ASA International Group's own Dividend Payout Ratio has ranged from 0.09 to 0.15 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, ASA International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASA International Group's current Dividend Payout Ratio of 0.16 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current Dividend Payout Ratio is 0.16, which is 33% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.47, compared to a current price of £2.38 — trading 61.9% above its estimated fair value. The current Dividend Payout Ratio is 0.16, which is 33% above median its 10-year median of 0.12 and 50% below the Credit Services industry median of 0.32. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current Dividend Payout Ratio is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASA International Group (LSE:ASAI) Overvalued in 2026?
Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued.
The current stock price of £2.38 is trading 61.9% above its estimated GF Value™ of £1.47.
GuruFocus considers ASA International Group to be Significantly Overvalued.
Key valuation signals for LSE:ASAI:
Dividend Payout Ratio: 0.16 (33% above median its 10-year median of 0.12)
GF Value™: £1.47 vs. price of £2.38 (61.9% above fair value)
Industry Position: 50% below the Credit Services median (#55 of 195)
No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
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