ASA International Group (LSE:ASAI) OCF Margin %: -33.61% (As of Dec. 2025)


LSE:ASAI ASA International Group PLC LSE:ASAI
80 GF Score
Price £2.38
GF Value £1.47
Valuation Significantly Overvalued
! 5 Warning Signs
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What is ASA International Group OCF Margin %?

ASA International Group LSE:ASAI -2.46% 80 OCF Margin % is -33.61% as of Dec. 2025. GuruFocus rates LSE:ASAI with a GF Score™ of 80/100 and a GF Value™ of £1.47 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, ASA International Group ranks worse than 67.98% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. ASA International Group's Cash Flow from Operations for the six months ended in Dec. 2025 was £-35.0 Mil. ASA International Group's Revenue for the six months ended in Dec. 2025 was £104.2 Mil. Therefore, ASA International Group's OCF Margin % for the quarter that ended in Dec. 2025 was -33.61%.

As of today, ASA International Group's current OCF Yield % is -16.77%.

The historical rank and industry rank for ASA International Group's OCF Margin % or its related term are showing as below:

LSE:ASAI' s OCF Margin % Range Over the Past 10 Years
Min: -91.27   Med: -15.72   Max: 29.44
Current: -20.89


During the past 11 years, the highest OCF Margin % of ASA International Group was 29.44%. The lowest was -91.27%. And the median was -15.72%.

LSE:ASAI's OCF Margin % is ranked worse than
67.98% of 531 companies
in the Credit Services industry
Industry Median: 2.61 vs LSE:ASAI: -20.89


ASA International Group OCF Margin % Related Terms


ASA International Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for ASA International Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASA International Group OCF Margin % Chart

ASA International Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.79 29.44 -11.40 -12.60 -20.79

ASA International Group Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.06 9.04 -30.33 -5.56 -33.61

LSE:ASAI vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, ASA International Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASA International Group OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASA International Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where ASA International Group's OCF Margin % falls into.


LSE:ASAI
80GF Score
ASA International Group PLC LSE:ASAI
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASA International Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

ASA International Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-39.918/191.976
=-20.79 %

ASA International Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-35.037/104.247
=-33.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -33.61% mean?
ASA International Group (LSE:ASAI) has a OCF Margin % of -33.61% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ASA International Group and its competitors. According to the industry distribution chart, ASA International Group ranks #361 out of 531 companies in the Credit Services industry, placing it in the top 68%.
Is ASA International Group's OCF Margin % too high?
ASA International Group's current OCF Margin % is -33.61%. Based on the distribution chart, ASA International Group ranks #361 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #361 out of 531 companies for OCF Margin %. This places ASA International Group in the lower half of its industry. The industry median OCF Margin % is 2.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.61, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median OCF Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current OCF Margin % is -33.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.47, compared to a current price of £2.38 — trading 61.9% above its estimated fair value. The current OCF Margin % is -33.61%. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current OCF Margin % is -33.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASA International Group (LSE:ASAI) Overvalued in 2026?

Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued. The current stock price of £2.38 is trading 61.9% above its estimated GF Value™ of £1.47. GuruFocus considers ASA International Group to be Significantly Overvalued.

Key valuation signals for LSE:ASAI:

  • OCF Margin %: -33.61%
  • GF Value™: £1.47 vs. price of £2.38 (61.9% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASA International Group Business Description

Other Exchanges ASAIl:UK
Address Bir Uttam A.N.M. Nuruzzaman Sarak, ASA Tower, 10th Floor 23/3, Shyamoli, Dhaka, BGD, 1207
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
80GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.38
Price
£1.47
GF Value