ASA International GroupLSE:ASAI +1.24%80 5-Year Yield-on-Cost % is 4.47 as of Jul. 02, 2026, which is 77% above its 10-year median of 2.52. GuruFocus rates LSE:ASAI with a GF Score™ of 80/100 and a GF Value™ of £1.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 211 Credit Services companies, ASA International Group ranks worse than 52.13% on this metric.
The historical rank and industry rank for ASA International Group's 5-Year Yield-on-Cost % or its related term are showing as below:
LSE:ASAI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.2 Med: 2.52 Max: 4.47
Current: 4.47
During the past 11 years, ASA International Group's highest Yield on Cost was 4.47. The lowest was 1.20. And the median was 2.52.
LSE:ASAI's 5-Year Yield-on-Cost % is ranked worse than 52.13% of 211
companies
in the Credit Services industry
Industry Median: 4.58
vs LSE:ASAI: 4.47
ASA International Group (LSE:ASAI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ASA International Group 5-Year Yield-on-Cost % Related Terms
LSE:ASAI vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, ASA International Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASA International Group 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ASA International Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ASA International Group's 5-Year Yield-on-Cost % falls into.
ASA International Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
ASA International Group (LSE:ASAI) has a 5-Year Yield-on-Cost % of 4.47 as of Jul. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ASA International Group and its competitors. This is 77% above median its historical median of 2.52. Over the past decade, ASA International Group's 5-Year Yield-on-Cost % has ranged from 1.20 to 4.47. According to the industry distribution chart, ASA International Group ranks #110 out of 211 companies in the Credit Services industry, placing it in the top 52.1%.
Is ASA International Group's 5-Year Yield-on-Cost % too high?
ASA International Group's current 5-Year Yield-on-Cost % of 4.47 is 77% above median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 4.47. The Credit Services industry median 5-Year Yield-on-Cost % is 4.58. ASA International Group's value of 4.47 is 2.4% below this industry median. Based on the distribution chart, ASA International Group ranks #110 out of 211 companies in the Credit Services industry, which is below the industry midpoint. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #110 out of 211 companies for 5-Year Yield-on-Cost %. This places ASA International Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.58. ASA International Group's value of 4.47 is 2.4% below this benchmark. Historically, ASA International Group's own 5-Year Yield-on-Cost % has ranged from 1.20 to 4.47 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 4.58, ASA International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.58, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASA International Group's current 5-Year Yield-on-Cost % of 4.47 is 2.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current 5-Year Yield-on-Cost % is 4.47, which is 77% above median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.49, compared to a current price of £2.44 — trading 63.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.47, which is 77% above median its 10-year median of 2.52 and 2.4% below the Credit Services industry median of 4.58. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current 5-Year Yield-on-Cost % is 4.47 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASA International Group (LSE:ASAI) Overvalued in 2026?
Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued.
The current stock price of £2.44 is trading 63.8% above its estimated GF Value™ of £1.49.
GuruFocus considers ASA International Group to be Significantly Overvalued.
Key valuation signals for LSE:ASAI:
5-Year Yield-on-Cost %: 4.47 (77% above median its 10-year median of 2.52)
GF Value™: £1.49 vs. price of £2.44 (63.8% above fair value)
Industry Position: 2.4% below the Credit Services median (#110 of 211)
No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
80GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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