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ASA International GroupLSE:ASAI -3.27%80 Shiller PE Ratio is 11.85 as of Aug. 04, 2026, which is 22% above its 10-year median of 9.68. GuruFocus rates LSE:ASAI with a GF Score™ of 80/100 and a GF Value™ of £1.51 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 328 Credit Services companies, ASA International Group ranks better than 50.91% on this metric.
The historical rank and industry rank for ASA International Group's Shiller PE Ratio or its related term are showing as below:
LSE:ASAI'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.47 Med: 9.68 Max: 13.7
Current: 13.59
During the past 11 years, ASA International Group's highest Shiller PE Ratio was 13.70. The lowest was 4.47. And the median was 9.68.
LSE:ASAI's Shiller PE Ratio is ranked better than 50.91% of 328
companies
in the Credit Services industry
Industry Median: 14.095
vs LSE:ASAI: 13.59
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
ASA International Group's adjusted earnings per share data of for the fiscal year that ended in Dec25 was £0.426. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is £0.20 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
ASA International Group (LSE:ASAI) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
ASA International Group Shiller PE Ratio Related Terms
ASA International Group Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:ASAI vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, ASA International Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASA International Group Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ASA International Group's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where ASA International Group's Shiller PE Ratio falls into.
ASA International Group Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
ASA International Group (LSE:ASAI) has a Shiller PE Ratio of 11.85 as of Aug. 04, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on ASA International Group and its competitors. This is 22% above median its historical median of 9.68. Over the past decade, ASA International Group's Shiller PE Ratio has ranged from 4.47 to 13.70. According to the industry distribution chart, ASA International Group ranks #161 out of 328 companies in the Credit Services industry, placing it in the top 49.1%.
Is ASA International Group's Shiller PE Ratio too high?
ASA International Group's current Shiller PE Ratio of 11.85 is 22% above median its 10-year median of 9.68. Over the past 10 years, this metric has ranged from a low of 4.47 to a high of 13.70. The Credit Services industry median Shiller PE Ratio is 14.10. ASA International Group's value of 11.85 is 15.9% below this industry median. Based on the distribution chart, ASA International Group ranks #161 out of 328 companies in the Credit Services industry, which is above the industry midpoint. Overall, ASA International Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASA International Group's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ASA International Group ranks #161 out of 328 companies for Shiller PE Ratio. This puts ASA International Group in the upper half of its industry. The industry median Shiller PE Ratio is 14.10. ASA International Group's value of 11.85 is 15.9% below this benchmark. Historically, ASA International Group's own Shiller PE Ratio has ranged from 4.47 to 13.70 over the past decade. While the company's 10-year median is 9.68 vs. the industry median of 14.10, ASA International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.10, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASA International Group's current Shiller PE Ratio of 11.85 is 15.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on ASA International Group and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASA International Group's current Shiller PE Ratio is 11.85, which is 22% above median its own 10-year median of 9.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASA International Group stock overvalued right now?
Based on GuruFocus' analysis, ASA International Group (LSE:ASAI) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.51, compared to a current price of £2.37 — trading 57% above its estimated fair value. The current Shiller PE Ratio is 11.85, which is 22% above median its 10-year median of 9.68 and 15.9% below the Credit Services industry median of 14.10. ASA International Group's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For ASA International Group (LSE:ASAI), the current Shiller PE Ratio is 11.85 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASA International Group (LSE:ASAI) Overvalued in 2026?
Based on GuruFocus' analysis, ASA International Group stock appears to be overvalued.
The current stock price of £2.37 is trading 57% above its estimated GF Value™ of £1.51.
GuruFocus considers ASA International Group to be Significantly Overvalued.
Key valuation signals for LSE:ASAI:
Shiller PE Ratio: 11.85 (22% above median its 10-year median of 9.68)
GF Value™: £1.51 vs. price of £2.37 (57% above fair value)
Industry Position: 15.9% below the Credit Services median (#161 of 328)
No single metric tells the full story. See the LSE:ASAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.
80GF Score
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