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Funding Circle Holdings (LSE:FCH) Cyclically Adjusted PS Ratio : 2.19 (As of Jun. 02, 2025)


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What is Funding Circle Holdings Cyclically Adjusted PS Ratio?

As of today (2025-06-02), Funding Circle Holdings's current share price is £1.074. Funding Circle Holdings's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 was £0.49. Funding Circle Holdings's Cyclically Adjusted PS Ratio for today is 2.19.

The historical rank and industry rank for Funding Circle Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

LSE:FCH' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.93   Med: 2.27   Max: 2.76
Current: 2.2

During the past 10 years, Funding Circle Holdings's highest Cyclically Adjusted PS Ratio was 2.76. The lowest was 1.93. And the median was 2.27.

LSE:FCH's Cyclically Adjusted PS Ratio is ranked better than
56.89% of 399 companies
in the Credit Services industry
Industry Median: 2.85 vs LSE:FCH: 2.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Funding Circle Holdings's adjusted revenue per share data of for the fiscal year that ended in Dec24 was £0.469. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is £0.49 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Funding Circle Holdings Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Funding Circle Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Funding Circle Holdings Cyclically Adjusted PS Ratio Chart

Funding Circle Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 2.74

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 2.74

Competitive Comparison of Funding Circle Holdings's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Funding Circle Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's Cyclically Adjusted PS Ratio falls into.


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Funding Circle Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Funding Circle Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.074/0.49
=2.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Funding Circle Holdings's adjusted Revenue per Share data for the fiscal year that ended in Dec24 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=0.469/135.1000*135.1000
=0.469

Current CPI (Dec24) = 135.1000.

Funding Circle Holdings Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.094 100.400 0.126
201612 0.149 102.200 0.197
201712 0.276 105.000 0.355
201812 0.523 107.100 0.660
201912 0.533 108.500 0.664
202012 0.705 109.400 0.871
202112 0.574 114.700 0.676
202212 0.447 125.300 0.482
202312 0.376 130.500 0.389
202412 0.469 135.100 0.469

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Funding Circle Holdings  (LSE:FCH) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Funding Circle Holdings Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Funding Circle Holdings's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Funding Circle Holdings Business Description

Traded in Other Exchanges
Address
71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.