Bankint Petersburg PJSC (MIC:BSPB) Cyclically Adjusted PS Ratio: 1.48 (As of Jul. 13, 2026) — 21% Below Median


MIC:BSPB Bank Saint Petersburg PJSC MIC:BSPB
11 GF Score
Price ₽236.90
GF Value ₽389.38
Valuation Possible Value Trap
! 3 Warning Signs
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What is Bankint Petersburg PJSC Cyclically Adjusted PS Ratio?

Bankint Petersburg PJSC MIC:BSPB -1.76% 11 Cyclically Adjusted PS Ratio is 1.48 as of Jul. 13, 2026, which is 21% below its 10-year median of 1.87. GuruFocus rates MIC:BSPB with a GF Score™ of 11/100 and a GF Value™ of ₽389.38 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,306 Banks companies, Bankint Petersburg PJSC ranks better than 84.15% on this metric.

As of today (2026-07-13), Bankint Petersburg PJSC's current share price is ₽236.90. Bankint Petersburg PJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₽160.10. Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio for today is 1.48.

The historical rank and industry rank for Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

MIC:BSPB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.55   Med: 1.87   Max: 3.39
Current: 1.48

During the past years, Bankint Petersburg PJSC's highest Cyclically Adjusted PS Ratio was 3.39. The lowest was 0.55. And the median was 1.87.

MIC:BSPB's Cyclically Adjusted PS Ratio is ranked better than
84.15% of 1306 companies
in the Banks industry
Industry Median: 3.34 vs MIC:BSPB: 1.48

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bankint Petersburg PJSC's adjusted revenue per share data for the three months ended in Mar. 2026 was ₽53.974. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₽160.10 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bankint Petersburg PJSC  (MIC:BSPB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bankint Petersburg PJSC Cyclically Adjusted PS Ratio Related Terms


Bankint Petersburg PJSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankint Petersburg PJSC Cyclically Adjusted PS Ratio Chart

Bankint Petersburg PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.00 1.96 2.77 2.02

Bankint Petersburg PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 2.61 2.28 2.02 2.08

MIC:BSPB vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankint Petersburg PJSC Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio falls into.


MIC:BSPB
11GF Score
Bank Saint Petersburg PJSC MIC:BSPB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bankint Petersburg PJSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=236.90/160.10
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankint Petersburg PJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bankint Petersburg PJSC's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=53.974/296.6000*296.6000
=53.974

Current CPI (Mar. 2026) = 296.6000.

Bankint Petersburg PJSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 16.897 150.900 33.212
201509 16.581 153.500 32.039
201512 18.952 157.000 35.804
201603 16.907 160.200 31.302
201606 17.479 162.200 31.962
201609 17.235 163.300 31.304
201612 18.648 165.400 33.440
201703 16.897 167.000 30.010
201706 19.385 169.200 33.981
201709 18.981 168.200 33.471
201712 16.676 169.600 29.163
201803 15.003 171.000 26.023
201806 18.065 173.100 30.954
201809 16.323 173.900 27.840
201812 20.331 176.800 34.107
201903 16.090 179.900 26.527
201906 16.771 181.200 27.452
201909 16.344 180.800 26.812
201912 19.668 182.200 32.017
202003 18.343 184.500 29.488
202006 18.321 187.000 29.059
202009 20.825 187.400 32.960
202012 25.189 191.100 39.095
202103 20.012 195.200 30.408
202106 25.268 199.100 37.642
202109 23.958 201.300 35.300
202212 0.000 231.900 0.000
202303 46.291 235.800 58.227
202306 36.239 238.300 45.105
202309 38.792 242.600 47.427
202312 44.570 249.100 53.069
202403 51.307 254.000 59.912
202406 51.291 258.800 58.782
202409 54.039 263.500 60.827
202412 60.317 272.800 65.579
202503 60.040 280.300 63.531
202506 55.729 283.100 58.387
202509 53.255 284.600 55.500
202512 57.544 288.100 59.242
202603 53.974 296.600 53.974

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.48 mean?
Bankint Petersburg PJSC (MIC:BSPB) has a Cyclically Adjusted PS Ratio of 1.48 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bankint Petersburg PJSC and its competitors. This is 21% below median its historical median of 1.87. Over the past decade, Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio has ranged from 0.55 to 3.39. According to the industry distribution chart, Bankint Petersburg PJSC ranks #207 out of 1306 companies in the Banks industry, placing it in the top 15.8%.
Is Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio too high?
Bankint Petersburg PJSC's current Cyclically Adjusted PS Ratio of 1.48 is 21% below median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 3.39. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Bankint Petersburg PJSC's value of 1.48 is 55.7% below this industry median. Based on the distribution chart, Bankint Petersburg PJSC ranks #207 out of 1306 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankint Petersburg PJSC has a GF Score™ of 11/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bankint Petersburg PJSC's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bankint Petersburg PJSC ranks #207 out of 1306 companies for Cyclically Adjusted PS Ratio. This places Bankint Petersburg PJSC in the top 16% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.34. Bankint Petersburg PJSC's value of 1.48 is 55.7% below this benchmark. Historically, Bankint Petersburg PJSC's own Cyclically Adjusted PS Ratio has ranged from 0.55 to 3.39 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 3.34, Bankint Petersburg PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankint Petersburg PJSC's current Cyclically Adjusted PS Ratio of 1.48 is 55.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bankint Petersburg PJSC and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankint Petersburg PJSC's current Cyclically Adjusted PS Ratio is 1.48, which is 21% below median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankint Petersburg PJSC stock overvalued right now?
Based on GuruFocus' analysis, Bankint Petersburg PJSC (MIC:BSPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₽389.38, compared to a current price of ₽236.90 — trading 39.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.48, which is 21% below median its 10-year median of 1.87 and 55.7% below the Banks industry median of 3.34. Bankint Petersburg PJSC's overall GF Score™ is 11/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bankint Petersburg PJSC (MIC:BSPB), the current Cyclically Adjusted PS Ratio is 1.48 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?

Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued. The current stock price of ₽236.90 is trading 39.2% below its estimated GF Value™ of ₽389.38. GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.

Key valuation signals for MIC:BSPB:

  • Cyclically Adjusted PS Ratio: 1.48 (21% below median its 10-year median of 1.87)
  • GF Value™: ₽389.38 vs. price of ₽236.90 (39.2% below fair value)
  • GF Score™: 11/100 with 3 warning signs
  • Industry Position: 55.7% below the Banks median (#207 of 1306)

No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankint Petersburg PJSC Business Description

Address 64A, Malookhtinsky Prospect, Saint Petersburg, RUS, 195112
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
11GF Score

Get the complete analysis for MIC:BSPB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽236.90
Price
₽389.38
GF Value