Bankint Petersburg PJSCMIC:BSPB +1.32%21 Pretax Margin % is 60.44% as of Mar. 2026, which is 87% above its 10-year median of 32.40. GuruFocus rates MIC:BSPB with a GF Score™ of 21/100 and a GF Value™ of ₽389.38 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Bankint Petersburg PJSC ranks better than 77.32% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bankint Petersburg PJSC Pretax Margin % Related Terms
Bankint Petersburg PJSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bankint Petersburg PJSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankint Petersburg PJSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bankint Petersburg PJSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bankint Petersburg PJSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankint Petersburg PJSC (MIC:BSPB) has a Pretax Margin % of 60.44% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bankint Petersburg PJSC and its competitors. This is 87% above median its historical median of 32.40. Over the past decade, Bankint Petersburg PJSC's Pretax Margin % has ranged from 16.37 to 81.04. According to the industry distribution chart, Bankint Petersburg PJSC ranks #347 out of 1530 companies in the Banks industry, placing it in the top 22.7%.
Is Bankint Petersburg PJSC's Pretax Margin % too high?
Bankint Petersburg PJSC's current Pretax Margin % of 60.44% is 87% above median its 10-year median of 32.40. Over the past 10 years, this metric has ranged from a low of 16.37 to a high of 81.04. The Banks industry median Pretax Margin % is 34.72. Bankint Petersburg PJSC's value of 60.44% is 74.1% above this industry median. Based on the distribution chart, Bankint Petersburg PJSC ranks #347 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankint Petersburg PJSC has a GF Score™ of 21/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bankint Petersburg PJSC's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bankint Petersburg PJSC ranks #347 out of 1530 companies for Pretax Margin %. This places Bankint Petersburg PJSC in the top 23% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Bankint Petersburg PJSC's value of 60.44% is 74.1% above this benchmark. Historically, Bankint Petersburg PJSC's own Pretax Margin % has ranged from 16.37 to 81.04 over the past decade. While the company's 10-year median is 32.40 vs. the industry median of 34.72, Bankint Petersburg PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankint Petersburg PJSC's current Pretax Margin % of 60.44% is 74.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bankint Petersburg PJSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankint Petersburg PJSC's current Pretax Margin % is 60.44%, which is 87% above median its own 10-year median of 32.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankint Petersburg PJSC stock overvalued right now?
Based on GuruFocus' analysis, Bankint Petersburg PJSC (MIC:BSPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₽389.38, compared to a current price of ₽255.33 — trading 34.4% below its estimated fair value. The current Pretax Margin % is 60.44%, which is 87% above median its 10-year median of 32.40 and 74.1% above the Banks industry median of 34.72. Bankint Petersburg PJSC's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bankint Petersburg PJSC (MIC:BSPB), the current Pretax Margin % is 60.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?
Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued.
The current stock price of ₽255.33 is trading 34.4% below its estimated GF Value™ of ₽389.38.
GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.
Key valuation signals for MIC:BSPB:
Pretax Margin %: 60.44% (87% above median its 10-year median of 32.40)
GF Value™: ₽389.38 vs. price of ₽255.33 (34.4% below fair value)
Industry Position: 74.1% above the Banks median (#347 of 1530)
No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
21GF Score
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