Bankint Petersburg PJSC (MIC:BSPB) PS Ratio: 1.20 (As of Jul. 03, 2026) — 45% Above Median


MIC:BSPB Bank Saint Petersburg PJSC MIC:BSPB
15 GF Score
Price ₽264.49
GF Value ₽389.38
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bankint Petersburg PJSC PS Ratio?

Bankint Petersburg PJSC MIC:BSPB -3.76% 15 PS Ratio is 1.20 as of Jul. 03, 2026, which is 45% above its 10-year median of 0.83. GuruFocus rates MIC:BSPB with a GF Score™ of 15/100 and a GF Value™ of ₽389.38 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Bankint Petersburg PJSC ranks better than 89.65% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bankint Petersburg PJSC's share price is ₽264.49. Bankint Petersburg PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₽220.50. Hence, Bankint Petersburg PJSC's PS Ratio for today is 1.20.

Good Sign:

Bank Saint Petersburg PJSC stock PS Ratio (=1.14) is close to 3-year low of 1.14.

The historical rank and industry rank for Bankint Petersburg PJSC's PS Ratio or its related term are showing as below:

MIC:BSPB' s PS Ratio Range Over the Past 10 Years
Min: 0.53   Med: 0.83   Max: 3.81
Current: 1.14

During the past 13 years, Bankint Petersburg PJSC's highest PS Ratio was 3.81. The lowest was 0.53. And the median was 0.83.

MIC:BSPB's PS Ratio is ranked better than
89.65% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs MIC:BSPB: 1.14

Bankint Petersburg PJSC's Revenue per Sharefor the three months ended in Mar. 2026 was ₽53.97. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₽220.50.

Warning Sign:

Bank Saint Petersburg PJSC revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Bankint Petersburg PJSC was -2.30% per year.

During the past 13 years, Bankint Petersburg PJSC's highest 3-Year average Revenue per Share Growth Rate was 37.90% per year. The lowest was -1.90% per year. And the median was 8.50% per year.

Back to Basics: PS Ratio


Bankint Petersburg PJSC  (MIC:BSPB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Bankint Petersburg PJSC PS Ratio Related Terms


Bankint Petersburg PJSC PS Ratio Historical Data

* Premium members only.

The historical data trend for Bankint Petersburg PJSC's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankint Petersburg PJSC PS Ratio Chart

Bankint Petersburg PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.00 1.27 1.70 1.37

Bankint Petersburg PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 1.64 1.47 1.37 1.51

MIC:BSPB vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Bankint Petersburg PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankint Petersburg PJSC PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bankint Petersburg PJSC's PS Ratio distribution charts can be found below:

* The bar in red indicates where Bankint Petersburg PJSC's PS Ratio falls into.


MIC:BSPB
15GF Score
Bank Saint Petersburg PJSC MIC:BSPB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bankint Petersburg PJSC PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Bankint Petersburg PJSC's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=264.49/220.502
=1.20

Bankint Petersburg PJSC's Share Price of today is ₽264.49.
Bankint Petersburg PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₽220.50.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.20 mean?
Bankint Petersburg PJSC (MIC:BSPB) has a PS Ratio of 1.20 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bankint Petersburg PJSC and its competitors. This is 45% above median its historical median of 0.83. Over the past decade, Bankint Petersburg PJSC's PS Ratio has ranged from 0.53 to 3.81. According to the industry distribution chart, Bankint Petersburg PJSC ranks #157 out of 1517 companies in the Banks industry, placing it in the top 10.3%.
Is Bankint Petersburg PJSC's PS Ratio too high?
Bankint Petersburg PJSC's current PS Ratio of 1.20 is 45% above median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 3.81. The Banks industry median PS Ratio is 2.98. Bankint Petersburg PJSC's value of 1.20 is 59.7% below this industry median. Based on the distribution chart, Bankint Petersburg PJSC ranks #157 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankint Petersburg PJSC has a GF Score™ of 15/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bankint Petersburg PJSC's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bankint Petersburg PJSC ranks #157 out of 1517 companies for PS Ratio. This places Bankint Petersburg PJSC in the top 10% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Bankint Petersburg PJSC's value of 1.20 is 59.7% below this benchmark. Historically, Bankint Petersburg PJSC's own PS Ratio has ranged from 0.53 to 3.81 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 2.98, Bankint Petersburg PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankint Petersburg PJSC's current PS Ratio of 1.20 is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bankint Petersburg PJSC and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankint Petersburg PJSC's current PS Ratio is 1.20, which is 45% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankint Petersburg PJSC stock overvalued right now?
Based on GuruFocus' analysis, Bankint Petersburg PJSC (MIC:BSPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₽389.38, compared to a current price of ₽264.49 — trading 32.1% below its estimated fair value. The current PS Ratio is 1.20, which is 45% above median its 10-year median of 0.83 and 59.7% below the Banks industry median of 2.98. Bankint Petersburg PJSC's overall GF Score™ is 15/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bankint Petersburg PJSC (MIC:BSPB), the current PS Ratio is 1.20 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?

Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued. The current stock price of ₽264.49 is trading 32.1% below its estimated GF Value™ of ₽389.38. GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.

Key valuation signals for MIC:BSPB:

  • PS Ratio: 1.20 (45% above median its 10-year median of 0.83)
  • GF Value™: ₽389.38 vs. price of ₽264.49 (32.1% below fair value)
  • GF Score™: 15/100 with 4 warning signs
  • Industry Position: 59.7% below the Banks median (#157 of 1517)

No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankint Petersburg PJSC Business Description

Address 64A, Malookhtinsky Prospect, Saint Petersburg, RUS, 195112
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
15GF Score

Get the complete analysis for MIC:BSPB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽264.49
Price
₽389.38
GF Value