Bankint Petersburg PJSC (MIC:BSPB) Moat Score: 0/10 (As of Jun. 30, 2026)


MIC:BSPB Bank Saint Petersburg PJSC MIC:BSPB
21 GF Score
Price ₽265.00
GF Value ₽389.38
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bankint Petersburg PJSC Moat Score?

Bankint Petersburg PJSC has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bankint Petersburg PJSC has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bankint Petersburg PJSC might have No Moat - No discernible moat.

Bankint Petersburg PJSC  (MIC:BSPB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bankint Petersburg PJSC Moat Score Related Terms

MIC:BSPB
21GF Score
Bank Saint Petersburg PJSC MIC:BSPB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?

Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued. The current stock price of ₽265.00 is trading 31.9% below its estimated GF Value™ of ₽389.38. GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.

Key valuation signals for MIC:BSPB:

  • Moat Score: 0
  • GF Value™: ₽389.38 vs. price of ₽265.00 (31.9% below fair value)
  • GF Score™: 21/100 with 4 warning signs

No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bankint Petersburg PJSC Business Description

Address 64A, Malookhtinsky Prospect, Saint Petersburg, RUS, 195112
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
21GF Score

Get the complete analysis for MIC:BSPB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽265.00
Price
₽389.38
GF Value