Bankint Petersburg PJSC (MIC:BSPB) Cyclically Adjusted Book per Share: ₽335.92 (As of Mar. 2026)


MIC:BSPB Bank Saint Petersburg PJSC MIC:BSPB
21 GF Score
Price ₽265.00
GF Value ₽389.38
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bankint Petersburg PJSC Cyclically Adjusted Book per Share?

Bankint Petersburg PJSC MIC:BSPB +3.79% 21 Cyclically Adjusted Book per Share is ₽335.92 as of Mar. 2026. GuruFocus rates MIC:BSPB with a GF Score™ of 21/100 and a GF Value™ of ₽389.38 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bankint Petersburg PJSC's adjusted book value per share for the three months ended in Mar. 2026 was ₽518.072. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₽335.92 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bankint Petersburg PJSC's average Cyclically Adjusted Book Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bankint Petersburg PJSC was 17.80% per year. The lowest was 17.80% per year. And the median was 17.80% per year.

As of today (2026-06-30), Bankint Petersburg PJSC's current stock price is ₽265.00. Bankint Petersburg PJSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₽335.92. Bankint Petersburg PJSC's Cyclically Adjusted PB Ratio of today is 0.79.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bankint Petersburg PJSC was 1.56. The lowest was 0.25. And the median was 0.81.


Bankint Petersburg PJSC  (MIC:BSPB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bankint Petersburg PJSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=265.00/335.92
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bankint Petersburg PJSC was 1.56. The lowest was 0.25. And the median was 0.81.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bankint Petersburg PJSC Cyclically Adjusted Book per Share Related Terms


Bankint Petersburg PJSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bankint Petersburg PJSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankint Petersburg PJSC Cyclically Adjusted Book per Share Chart

Bankint Petersburg PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 171.27 211.81 239.29 279.93 319.81

Bankint Petersburg PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 293.74 302.53 310.01 319.81 335.92

MIC:BSPB vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Bankint Petersburg PJSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankint Petersburg PJSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bankint Petersburg PJSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bankint Petersburg PJSC's Cyclically Adjusted PB Ratio falls into.


MIC:BSPB
21GF Score
Bank Saint Petersburg PJSC MIC:BSPB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bankint Petersburg PJSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bankint Petersburg PJSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=518.072/296.6000*296.6000
=518.072

Current CPI (Mar. 2026) = 296.6000.

Bankint Petersburg PJSC Quarterly Data

Book Value per Share CPI Adj_Book
201506 129.223 150.900 253.993
201509 124.947 153.500 241.429
201512 127.283 157.000 240.459
201603 129.854 160.200 240.416
201606 132.502 162.200 242.294
201609 135.016 163.300 245.228
201612 136.441 165.400 244.670
201703 139.506 167.000 247.769
201706 142.475 169.200 249.752
201709 137.232 168.200 241.992
201712 140.765 169.600 246.173
201803 139.852 171.000 242.574
201806 143.011 173.100 245.044
201809 149.644 173.900 255.230
201812 152.941 176.800 256.574
201903 155.030 179.900 255.597
201906 156.609 181.200 256.348
201909 164.986 180.800 270.657
201912 166.901 182.200 271.695
202003 171.682 184.500 275.994
202006 175.970 187.000 279.105
202009 181.972 187.400 288.009
202012 186.505 191.100 289.468
202103 191.590 195.200 291.115
202106 197.454 199.100 294.148
202109 206.164 201.300 303.767
202212 304.445 231.900 389.385
202303 344.934 235.800 433.874
202306 352.951 238.300 439.300
202309 370.139 242.600 452.528
202312 376.487 249.100 448.278
202403 408.505 254.000 477.018
202406 410.389 258.800 470.330
202409 450.692 263.500 507.306
202412 451.914 272.800 491.341
202503 486.782 280.300 515.089
202506 477.571 283.100 500.345
202509 497.211 284.600 518.176
202512 491.870 288.100 506.382
202603 518.072 296.600 518.072

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₽335.92 mean?
Bankint Petersburg PJSC (MIC:BSPB) has a Cyclically Adjusted Book per Share of ₽335.92 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bankint Petersburg PJSC and its competitors.
Is Bankint Petersburg PJSC's Cyclically Adjusted Book per Share too high?
Bankint Petersburg PJSC's current Cyclically Adjusted Book per Share is ₽335.92. Overall, Bankint Petersburg PJSC has a GF Score™ of 21/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bankint Petersburg PJSC's Cyclically Adjusted Book per Share compare to PNC and USB?
Bankint Petersburg PJSC's Cyclically Adjusted Book per Share of ₽335.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bankint Petersburg PJSC and its competitors. Bankint Petersburg PJSC's current Cyclically Adjusted Book per Share is ₽335.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankint Petersburg PJSC stock overvalued right now?
Based on GuruFocus' analysis, Bankint Petersburg PJSC (MIC:BSPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₽389.38, compared to a current price of ₽265.00 — trading 31.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₽335.92. Bankint Petersburg PJSC's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bankint Petersburg PJSC (MIC:BSPB), the current Cyclically Adjusted Book per Share is ₽335.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?

Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued. The current stock price of ₽265.00 is trading 31.9% below its estimated GF Value™ of ₽389.38. GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.

Key valuation signals for MIC:BSPB:

  • Cyclically Adjusted Book per Share: ₽335.92
  • GF Value™: ₽389.38 vs. price of ₽265.00 (31.9% below fair value)
  • GF Score™: 21/100 with 4 warning signs

No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankint Petersburg PJSC Business Description

Address 64A, Malookhtinsky Prospect, Saint Petersburg, RUS, 195112
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
21GF Score

Get the complete analysis for MIC:BSPB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽265.00
Price
₽389.38
GF Value