Bankint Petersburg PJSC (MIC:BSPB) ROE % Adjusted to Book Value: 30.63% (As of Mar. 2026)


MIC:BSPB Bank Saint Petersburg PJSC MIC:BSPB
21 GF Score
Price ₽255.33
GF Value ₽389.38
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bankint Petersburg PJSC ROE % Adjusted to Book Value?

Bankint Petersburg PJSC MIC:BSPB +1.32% 21 ROE % Adjusted to Book Value is 30.63% as of Mar. 2026. GuruFocus rates MIC:BSPB with a GF Score™ of 21/100 and a GF Value™ of ₽389.38 (Possible Value Trap). The stock has 4 warning signs investors should review.

Bankint Petersburg PJSC's ROE % for the quarter that ended in Mar. 2026 was 19.60%. Bankint Petersburg PJSC's PB Ratio for the quarter that ended in Mar. 2026 was 0.64. Bankint Petersburg PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 30.63%.


Bankint Petersburg PJSC ROE % Adjusted to Book Value Related Terms


Bankint Petersburg PJSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bankint Petersburg PJSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bankint Petersburg PJSC ROE % Adjusted to Book Value Chart

Bankint Petersburg PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.00 0.00 52.11 33.00 28.68

Bankint Petersburg PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.77 21.49 23.72 12.83 30.63

MIC:BSPB vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bankint Petersburg PJSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bankint Petersburg PJSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bankint Petersburg PJSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bankint Petersburg PJSC's ROE % Adjusted to Book Value falls into.


MIC:BSPB
21GF Score
Bank Saint Petersburg PJSC MIC:BSPB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bankint Petersburg PJSC ROE % Adjusted to Book Value Calculation

Bankint Petersburg PJSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.07% / 0.63
=28.68%

Bankint Petersburg PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.60% / 0.64
=30.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 30.63% mean?
Bankint Petersburg PJSC (MIC:BSPB) has a ROE % Adjusted to Book Value of 30.63% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bankint Petersburg PJSC and its competitors.
Is Bankint Petersburg PJSC's ROE % Adjusted to Book Value too high?
Bankint Petersburg PJSC's current ROE % Adjusted to Book Value is 30.63%. Overall, Bankint Petersburg PJSC has a GF Score™ of 21/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bankint Petersburg PJSC's ROE % Adjusted to Book Value compare to PNC and USB?
Bankint Petersburg PJSC's ROE % Adjusted to Book Value of 30.63% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bankint Petersburg PJSC and its competitors. Bankint Petersburg PJSC's current ROE % Adjusted to Book Value is 30.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankint Petersburg PJSC stock overvalued right now?
Based on GuruFocus' analysis, Bankint Petersburg PJSC (MIC:BSPB) is currently considered Possible Value Trap. The stock's GF Value™ is ₽389.38, compared to a current price of ₽255.33 — trading 34.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 30.63%. Bankint Petersburg PJSC's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bankint Petersburg PJSC (MIC:BSPB), the current ROE % Adjusted to Book Value is 30.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bankint Petersburg PJSC (MIC:BSPB) Overvalued in 2026?

Based on GuruFocus' analysis, Bankint Petersburg PJSC stock appears to be undervalued. The current stock price of ₽255.33 is trading 34.4% below its estimated GF Value™ of ₽389.38. GuruFocus considers Bankint Petersburg PJSC to be Possible Value Trap.

Key valuation signals for MIC:BSPB:

  • ROE % Adjusted to Book Value: 30.63%
  • GF Value™: ₽389.38 vs. price of ₽255.33 (34.4% below fair value)
  • GF Score™: 21/100 with 4 warning signs

No single metric tells the full story. See the MIC:BSPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bankint Petersburg PJSC Business Description

Address 64A, Malookhtinsky Prospect, Saint Petersburg, RUS, 195112
Bank Saint Petersburg PJSC is a Russian privately-owned commercial bank. The Bank operates in three segments: Corporate Banking; Operation on Financial Markets, and Retail Banking. The Corporate banking segment offers settlement and current accounts, deposits, credit lines, loans, foreign currency transactions with commercial and state entities. The Operation on Financial Markets segment consists of financial instruments trading, loans, and deposits on the interbank market, dealing in foreign exchange and derivative financial instruments. The Retail banking segment private baing services, customer current accounts, retail investment products, card services, mortgages, and other loan services. The Corporate banking segment generates nearly half of the company's revenue.
21GF Score

Get the complete analysis for MIC:BSPB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽255.33
Price
₽389.38
GF Value