The Western Union Co (MIC:WU-RM) Cyclically Adjusted PS Ratio: (As of Aug. 12, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is The Western Union Co Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Western Union Co  (MIC:WU-RM) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Western Union Co Cyclically Adjusted PS Ratio Related Terms


The Western Union Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Western Union Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co Cyclically Adjusted PS Ratio Chart

The Western Union Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 1.03 0.87 0.76 0.66

The Western Union Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.56 0.66 0.61 0.53

MIC:WU-RM vs UPST, AGM.A, ECPG: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, The Western Union Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Cyclically Adjusted PS Ratio falls into.



The Western Union Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Western Union Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, The Western Union Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=248.757/333.9520*333.9520
=248.757

Current CPI (Jun. 2026) = 333.9520.

The Western Union Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 177.262 241.428 245.195
201612 169.785 241.432 234.849
201703 150.836 243.801 206.611
201706 173.589 244.955 236.657
201709 174.727 246.819 236.410
201712 180.081 246.524 243.945
201803 171.590 249.554 229.621
201806 192.918 251.989 255.667
201809 202.563 252.439 267.971
201812 218.772 251.233 290.803
201903 197.279 254.202 259.171
201906 195.532 256.143 254.929
201909 193.087 256.759 251.137
201912 190.861 256.974 248.034
202003 226.419 258.115 292.943
202006 188.585 257.797 244.294
202009 239.695 260.280 307.540
202012 228.764 260.474 293.297
202103 221.684 264.877 279.495
202106 230.372 271.696 283.159
202109 230.373 274.310 280.462
202112 236.474 278.802 283.251
202203 307.523 287.504 357.205
202206 185.006 296.311 208.508
202209 169.504 296.808 190.717
202212 174.067 296.797 195.858
202303 207.770 301.836 229.877
202306 252.812 305.109 276.711
202309 282.281 307.789 306.276
202312 263.017 306.746 286.345
202403 277.679 312.332 296.900
202406 283.871 314.175 301.740
202409 276.546 315.301 292.905
202412 335.287 315.605 354.778
202503 239.578 319.799 250.181
202506 241.979 322.561 250.524
202509 265.730 324.800 273.218
202512 251.377 324.054 259.055
202603 252.155 330.213 255.010
202606 248.757 333.952 248.757

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.