The Western Union Co (MIC:WU-RM) OCF Margin %: 11.09% (As of Mar. 2026) — 31% Below Median


What is The Western Union Co OCF Margin %?

The Western Union Co MIC:WU-RM 63 OCF Margin % is 11.09% as of Mar. 2026, which is 31% below its 10-year median of 15.99. GuruFocus rates MIC:WU-RM with a GF Score™ of 63/100. The stock has 6 warning signs investors should review. Among 530 Credit Services companies, The Western Union Co ranks better than 58.3% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. The Western Union Co's Cash Flow from Operations for the three months ended in Mar. 2026 was ₽8,860.50 Mil. The Western Union Co's Revenue for the three months ended in Mar. 2026 was ₽79,882.70 Mil. Therefore, The Western Union Co's OCF Margin % for the quarter that ended in Mar. 2026 was 11.09%.

As of today, The Western Union Co's current OCF Yield % is 20.97%.

The historical rank and industry rank for The Western Union Co's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of The Western Union Co was 20.61%. The lowest was 9.65%. And the median was 15.99%.

MIC:WU-RM's OCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 2.225
* Ranked among companies with meaningful OCF Margin % only.

The Western Union Co OCF Margin % Related Terms

The Western Union Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for The Western Union Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co OCF Margin % Chart

The Western Union Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.61 13.00 17.97 9.65 13.42

The Western Union Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.07 -0.03 25.22 13.43 11.09

The Western Union Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

The Western Union Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=43222.084/322015.26
=13.42 %

The Western Union Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=8860.501/79882.702
=11.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 11.09% mean?
The Western Union Co (MIC:WU-RM) has a OCF Margin % of 11.09% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Western Union Co and its competitors. This is 31% below median its historical median of 15.99. Over the past decade, The Western Union Co's OCF Margin % has ranged from 9.65 to 20.61. According to the industry distribution chart, The Western Union Co ranks #221 out of 530 companies in the Credit Services industry, placing it in the top 41.7%.
Is The Western Union Co's OCF Margin % too high?
The Western Union Co's current OCF Margin % of 11.09% is 31% below median its 10-year median of 15.99. Over the past 10 years, this metric has ranged from a low of 9.65 to a high of 20.61. The Credit Services industry median OCF Margin % is 2.23. The Western Union Co's value of 11.09% is 398.4% above this industry median. Based on the distribution chart, The Western Union Co ranks #221 out of 530 companies in the Credit Services industry, which is above the industry midpoint. Overall, The Western Union Co has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's OCF Margin % compare to AGM.A and EZPW?
According to the Credit Services industry distribution chart, The Western Union Co ranks #221 out of 530 companies for OCF Margin %. This puts The Western Union Co in the upper half of its industry. The industry median OCF Margin % is 2.23. The Western Union Co's value of 11.09% is 398.4% above this benchmark. Historically, The Western Union Co's own OCF Margin % has ranged from 9.65 to 20.61 over the past decade. While the company's 10-year median is 15.99 vs. the industry median of 2.23, The Western Union Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.23, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Union Co's current OCF Margin % of 11.09% is 398.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Western Union Co and its competitors. For the Credit Services industry, the median OCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Union Co's current OCF Margin % is 11.09%, which is 31% below median its own 10-year median of 15.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
The Western Union Co (MIC:WU-RM) has a current OCF Margin % of 11.09%. The current OCF Margin % is 11.09%, which is 31% below median its 10-year median of 15.99 and 398.4% above the Credit Services industry median of 2.23. The Western Union Co's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For The Western Union Co (MIC:WU-RM), the current OCF Margin % is 11.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.