The Western Union Co (MIC:WU-RM) ROCE %: 13.40% (As of Mar. 2026)


What is The Western Union Co ROCE %?

The Western Union Co MIC:WU-RM 63 ROCE % is 13.40% as of Mar. 2026. GuruFocus rates MIC:WU-RM with a GF Score™ of 63/100. The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. The Western Union Co's annualized ROCE % for the quarter that ended in Mar. 2026 was 13.40%.

The Western Union Co  (MIC:WU-RM) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

The Western Union Co ROCE % Related Terms

The Western Union Co ROCE % Historical Data

* Premium members only.

The historical data trend for The Western Union Co's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co ROCE % Chart

The Western Union Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.00 15.57 15.22 11.15 10.81

The Western Union Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.45 19.87 21.87 18.94 13.40

The Western Union Co ROCE % Calculation

The Western Union Co's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=61108.73/( ( (900674.154 - 78204.405) + (660287.494 - 352215.867) )/ 2 )
=61108.73/( (822469.749+308071.627)/ 2 )
=61108.73/565270.688
=10.81 %

The Western Union Co's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=41067.204/( ( (660287.494 - 352215.867) + (658457.171 - 353615.286) )/ 2 )
=41067.204/( ( 308071.627 + 304841.885 )/ 2 )
=41067.204/306456.756
=13.40 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 13.40% mean?
The Western Union Co (MIC:WU-RM) has a ROCE % of 13.40% as of Mar. 2026.
Is The Western Union Co's ROCE % too high?
The Western Union Co's current ROCE % is 13.40%. The Credit Services industry median ROCE % is 3.47. The Western Union Co's value of 13.40% is 286.7% above this industry median. Overall, The Western Union Co has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does The Western Union Co's ROCE % compare to AGM.A and EZPW?
The Western Union Co's ROCE % of 13.40% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.47. The Western Union Co's value of 13.40% is 286.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.47, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Union Co's current ROCE % of 13.40% is 286.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Union Co's current ROCE % is 13.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Union Co stock overvalued right now?
The Western Union Co (MIC:WU-RM) has a current ROCE % of 13.40%. The current ROCE % is 13.40% and 286.7% above the Credit Services industry median of 3.47. The Western Union Co's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For The Western Union Co (MIC:WU-RM), the current ROCE % is 13.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.