Tinde Sparebank (OSL:TINDE) Cyclically Adjusted PS Ratio: (As of Aug. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:TINDE Tinde Sparebank OSL:TINDE
54 GF Score
Price kr111.48
GF Value kr110.54
Valuation Fairly Valued
! 4 Warning Signs
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What is Tinde Sparebank Cyclically Adjusted PS Ratio?

Tinde Sparebank does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Tinde Sparebank  (OSL:TINDE) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Tinde Sparebank Cyclically Adjusted PS Ratio Related Terms


Tinde Sparebank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Tinde Sparebank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tinde Sparebank Cyclically Adjusted PS Ratio Chart

Tinde Sparebank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Tinde Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

OSL:TINDE vs FRHC, VOYA, HTH: Cyclically Adjusted PS Ratio Comparison

For the Financial Conglomerates subindustry, Tinde Sparebank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tinde Sparebank Cyclically Adjusted PS Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Tinde Sparebank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Tinde Sparebank's Cyclically Adjusted PS Ratio falls into.


OSL:TINDE
54GF Score
Tinde Sparebank OSL:TINDE
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tinde Sparebank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Tinde Sparebank does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?

Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued. The current stock price of kr111.48 is trading 0.9% above its estimated GF Value™ of kr110.54. GuruFocus considers Tinde Sparebank to be Fairly Valued.

Key valuation signals for OSL:TINDE:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: kr110.54 vs. price of kr111.48 (0.9% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tinde Sparebank Business Description

Address Torget 14, Elnesvagen, NOR, 6440
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
54GF Score

Get the complete analysis for OSL:TINDE

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.48
Price
kr110.54
GF Value