Tinde Sparebank (OSL:TINDE) OCF Yield %: 35.71 (As of Aug. 14, 2026) — 35% Above Median

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OSL:TINDE Tinde Sparebank OSL:TINDE
52 GF Score
Price kr110.20
GF Value kr99.92
Valuation Fairly Valued
! 5 Warning Signs
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What is Tinde Sparebank OCF Yield %?

Tinde Sparebank OSL:TINDE 52 OCF Yield % is 35.71 as of Aug. 14, 2026, which is 35% above its 10-year median of 26.44. GuruFocus rates OSL:TINDE with a GF Score™ of 52/100 and a GF Value™ of kr99.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 533 Diversified Financial Services companies, Tinde Sparebank ranks better than 97.75% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Tinde Sparebank's Trailing 12-Month Cash Flow from Operations is kr219.5 Mil, and Market Cap is kr600.6 Mil. Therefore, Tinde Sparebank's OCF Yield % for today is 35.71%.

The historical rank and industry rank for Tinde Sparebank's OCF Yield % or its related term are showing as below:

OSL:TINDE' s OCF Yield % Range Over the Past 10 Years
Min: 23.65   Med: 26.44   Max: 49.3
Current: 35.71


During the past 9 years, the highest OCF Yield % of Tinde Sparebank was 49.30%. The lowest was 23.65%. And the median was 26.44%.

OSL:TINDE's OCF Yield % is ranked better than
97.75% of 533 companies
in the Diversified Financial Services industry
Industry Median: -0.36 vs OSL:TINDE: 35.71

Tinde Sparebank's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Tinde Sparebank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Tinde Sparebank OCF Yield % Related Terms


Tinde Sparebank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Tinde Sparebank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tinde Sparebank OCF Yield % Chart

Tinde Sparebank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only 87.38 -3.70 -82.31 17.22 -71.51

Tinde Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.89 0.00 0.00 143.42 0.00

OSL:TINDE vs FRHC, VOYA, HTH: OCF Yield % Comparison

For the Financial Conglomerates subindustry, Tinde Sparebank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tinde Sparebank OCF Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Tinde Sparebank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Tinde Sparebank's OCF Yield % falls into.


OSL:TINDE
52GF Score
Tinde Sparebank OSL:TINDE
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tinde Sparebank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Tinde Sparebank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-475.491 / 664.9
=-71.51%

Tinde Sparebank's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-5.247 * 4 / 0
=N/A%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 35.71 mean?
Tinde Sparebank (OSL:TINDE) has a OCF Yield % of 35.71 as of Aug. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tinde Sparebank and its competitors. This is 35% above median its historical median of 26.44. Over the past decade, Tinde Sparebank's OCF Yield % has ranged from 23.65 to 49.30. According to the industry distribution chart, Tinde Sparebank ranks #12 out of 533 companies in the Diversified Financial Services industry, placing it in the top 2.3%.
Is Tinde Sparebank's OCF Yield % too high?
Tinde Sparebank's current OCF Yield % of 35.71 is 35% above median its 10-year median of 26.44. Over the past 10 years, this metric has ranged from a low of 23.65 to a high of 49.30. Based on the distribution chart, Tinde Sparebank ranks #12 out of 533 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Tinde Sparebank has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tinde Sparebank's OCF Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Tinde Sparebank ranks #12 out of 533 companies for OCF Yield %. This places Tinde Sparebank in the top 2% of its industry — outperforming the majority of peers. Historically, Tinde Sparebank's own OCF Yield % has ranged from 23.65 to 49.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Diversified Financial Services company?
A good OCF Yield % depends on the Diversified Financial Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Tinde Sparebank and its competitors. Tinde Sparebank's current OCF Yield % is 35.71, which is 35% above median its own 10-year median of 26.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tinde Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Tinde Sparebank (OSL:TINDE) is currently considered Fairly Valued. The stock's GF Value™ is kr99.92, compared to a current price of kr110.20 — trading 10.3% above its estimated fair value. The current OCF Yield % is 35.71, which is 35% above median its 10-year median of 26.44. Tinde Sparebank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Tinde Sparebank (OSL:TINDE), the current OCF Yield % is 35.71 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?

Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued. The current stock price of kr110.20 is trading 10.3% above its estimated GF Value™ of kr99.92. GuruFocus considers Tinde Sparebank to be Fairly Valued.

Key valuation signals for OSL:TINDE:

  • OCF Yield %: 35.71 (35% above median its 10-year median of 26.44)
  • GF Value™: kr99.92 vs. price of kr110.20 (10.3% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tinde Sparebank Business Description

Address Torget 14, Elnesvagen, NOR, 6440
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
52GF Score

Get the complete analysis for OSL:TINDE

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr110.20
Price
kr99.92
GF Value