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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Tinde Sparebank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.20.
Tinde Sparebank's long-term debt to total assets ratio
increased
from Mar. 2025 (0.16) to Mar. 2026 (0.20).
It may suggest that Tinde Sparebank is progressively becoming more dependent on debt to grow their business.
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
Tinde Sparebank LT-Debt-to-Total-Asset Related Terms
Tinde Sparebank LT-Debt-to-Total-Asset Historical Data
* Premium members only.
The historical data trend for Tinde Sparebank's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tinde Sparebank (OSL:TINDE) has a LT-Debt-to-Total-Asset of 0.20 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Tinde Sparebank and its competitors.
Is Tinde Sparebank's LT-Debt-to-Total-Asset too high?
Tinde Sparebank's current LT-Debt-to-Total-Asset is 0.20. Overall, Tinde Sparebank has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tinde Sparebank's LT-Debt-to-Total-Asset compare to FRHC and VOYA?
Tinde Sparebank's LT-Debt-to-Total-Asset of 0.20 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Diversified Financial Services company?
A good LT-Debt-to-Total-Asset depends on the Diversified Financial Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Tinde Sparebank and its competitors. Tinde Sparebank's current LT-Debt-to-Total-Asset is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tinde Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Tinde Sparebank (OSL:TINDE) is currently considered Modestly Overvalued. The stock's GF Value™ is kr99.51, compared to a current price of kr111.46 — trading 12% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.20. Tinde Sparebank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Tinde Sparebank (OSL:TINDE), the current LT-Debt-to-Total-Asset is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?
Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued.
The current stock price of kr111.46 is trading 12% above its estimated GF Value™ of kr99.51.
GuruFocus considers Tinde Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:TINDE:
LT-Debt-to-Total-Asset: 0.20
GF Value™: kr99.51 vs. price of kr111.46 (12% above fair value)
No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
52GF Score
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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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