Tinde Sparebank (OSL:TINDE) Dividend Payout Ratio: 0.00 (As of Jun. 2026)

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OSL:TINDE Tinde Sparebank OSL:TINDE
53 GF Score
Price kr110.20
GF Value kr110.48
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Tinde Sparebank Dividend Payout Ratio?

Tinde Sparebank OSL:TINDE 53 Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus rates OSL:TINDE with a GF Score™ of 53/100 and a GF Value™ of kr110.48 (Fairly Valued). The stock has 4 warning signs investors should review. Among 42 Diversified Financial Services companies, Tinde Sparebank ranks worse than 95.24% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Tinde Sparebank's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Tinde Sparebank is 0.96, which seems too high.

The historical rank and industry rank for Tinde Sparebank's Dividend Payout Ratio or its related term are showing as below:

OSL:TINDE' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.42   Med: 0.88   Max: 1.84
Current: 0.96

During the past 9 years, the highest Dividend Payout Ratio of Tinde Sparebank was 1.84. The lowest was 0.42. And the median was 0.88.

OSL:TINDE's Dividend Payout Ratio is ranked worse than
95.24% of 42 companies
in the Diversified Financial Services industry
Industry Median: 0.425 vs OSL:TINDE: 0.96

As of today (2026-08-16), the Dividend Yield % of Tinde Sparebank is 4.45%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Tinde Sparebank was 8.81%. The lowest was 2.33%. And the median was 6.94%.

Tinde Sparebank's Dividends per Share for the months ended in Jun. 2026 was kr0.00.

During the past 12 months, Tinde Sparebank's average Dividends Per Share Growth Rate was -45.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.10% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Tinde Sparebank was 32.90% per year. The lowest was 5.10% per year. And the median was 19.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Tinde Sparebank (OSL:TINDE) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Tinde Sparebank Dividend Payout Ratio Related Terms

Tinde Sparebank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Tinde Sparebank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tinde Sparebank Dividend Payout Ratio Chart

Tinde Sparebank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.42 0.88 0.92 0.83 1.84

Tinde Sparebank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 8.91 0.00

OSL:TINDE vs FRHC, VOYA, HTH: Dividend Payout Ratio Comparison

For the Financial Conglomerates subindustry, Tinde Sparebank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tinde Sparebank Dividend Payout Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Tinde Sparebank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Tinde Sparebank's Dividend Payout Ratio falls into.


OSL:TINDE
53GF Score
Tinde Sparebank OSL:TINDE
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tinde Sparebank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Tinde Sparebank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=9/ 4.9
=1.84

Tinde Sparebank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 1.96
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Tinde Sparebank (OSL:TINDE) has a Dividend Payout Ratio of 0.00 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Tinde Sparebank and its competitors. Over the past decade, Tinde Sparebank's Dividend Payout Ratio has ranged from 0.42 to 1.84. According to the industry distribution chart, Tinde Sparebank ranks #40 out of 42 companies in the Diversified Financial Services industry, placing it in the top 95.2%.
Is Tinde Sparebank's Dividend Payout Ratio too high?
Tinde Sparebank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.84. Based on the distribution chart, Tinde Sparebank ranks #40 out of 42 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Tinde Sparebank has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tinde Sparebank's Dividend Payout Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Tinde Sparebank ranks #40 out of 42 companies for Dividend Payout Ratio. This places Tinde Sparebank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.43. Historically, Tinde Sparebank's own Dividend Payout Ratio has ranged from 0.42 to 1.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Diversified Financial Services company?
The median Dividend Payout Ratio among Diversified Financial Services companies is 0.43, based on 42 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Tinde Sparebank and its competitors. For the Diversified Financial Services industry, the median Dividend Payout Ratio is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tinde Sparebank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tinde Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Tinde Sparebank (OSL:TINDE) is currently considered Fairly Valued. The stock's GF Value™ is kr110.48, compared to a current price of kr110.20 — trading 0.3% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Tinde Sparebank's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Tinde Sparebank (OSL:TINDE), the current Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?

Based on GuruFocus' analysis, Tinde Sparebank stock appears to be undervalued. The current stock price of kr110.20 is trading 0.3% below its estimated GF Value™ of kr110.48. GuruFocus considers Tinde Sparebank to be Fairly Valued.

Key valuation signals for OSL:TINDE:

  • Dividend Payout Ratio: 0.00
  • GF Value™: kr110.48 vs. price of kr110.20 (0.3% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tinde Sparebank Business Description

Address Torget 14, Elnesvagen, NOR, 6440
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
53GF Score

Get the complete analysis for OSL:TINDE

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr110.20
Price
kr110.48
GF Value