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Tinde SparebankOSL:TINDE 57 Dividend Payout Ratio is 8.91 as of Mar. 2026, which is 913% above its 10-year median of 0.88. GuruFocus rates OSL:TINDE with a GF Score™ of 57/100 and a GF Value™ of kr99.35 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 43 Diversified Financial Services companies, Tinde Sparebank ranks worse than 76.74% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Tinde Sparebank's Dividend Payout Ratio for the
months ended in Mar. 2026 was 8.91.
The historical rank and industry rank for Tinde Sparebank's Dividend Payout Ratio or its related term are showing as below:
OSL:TINDE'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.88 Max: 1.84
Current: 0.62
During the past 9 years, the highest Dividend Payout Ratio of Tinde Sparebank was 1.84. The lowest was 0.42. And the median was 0.88.
OSL:TINDE's Dividend Payout Ratio is ranked worse than 76.74% of 43
companies
in the Diversified Financial Services industry
Industry Median: 0.45
vs OSL:TINDE: 0.62
During the past 12 months, Tinde Sparebank's average Dividends Per Share Growth Rate was -45.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.10% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Tinde Sparebank was 32.90% per year. The lowest was 5.10% per year. And the median was 19.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Tinde Sparebank (OSL:TINDE) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Tinde Sparebank Dividend Payout Ratio Related Terms
Tinde Sparebank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Tinde Sparebank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSL:TINDE vs VOYA, FRHC: Dividend Payout Ratio Comparison
For the Financial Conglomerates subindustry, Tinde Sparebank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tinde Sparebank Dividend Payout Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Tinde Sparebank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Tinde Sparebank's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Tinde Sparebank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tinde Sparebank (OSL:TINDE) has a Dividend Payout Ratio of 8.91 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Tinde Sparebank and its competitors. This is 913% above median its historical median of 0.88. Over the past decade, Tinde Sparebank's Dividend Payout Ratio has ranged from 0.42 to 1.84. According to the industry distribution chart, Tinde Sparebank ranks #33 out of 43 companies in the Diversified Financial Services industry, placing it in the top 76.7%.
Is Tinde Sparebank's Dividend Payout Ratio too high?
Tinde Sparebank's current Dividend Payout Ratio of 8.91 is 913% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.84. The Diversified Financial Services industry median Dividend Payout Ratio is 0.45. Tinde Sparebank's value of 8.91 is 1880% above this industry median. Based on the distribution chart, Tinde Sparebank ranks #33 out of 43 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Tinde Sparebank has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tinde Sparebank's Dividend Payout Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Tinde Sparebank ranks #33 out of 43 companies for Dividend Payout Ratio. This places Tinde Sparebank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.45. Tinde Sparebank's value of 8.91 is 1880% above this benchmark. Historically, Tinde Sparebank's own Dividend Payout Ratio has ranged from 0.42 to 1.84 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 0.45, Tinde Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Diversified Financial Services company?
The median Dividend Payout Ratio among Diversified Financial Services companies is 0.45, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tinde Sparebank's current Dividend Payout Ratio of 8.91 is 1880% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Tinde Sparebank and its competitors. For the Diversified Financial Services industry, the median Dividend Payout Ratio is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tinde Sparebank's current Dividend Payout Ratio is 8.91, which is 913% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tinde Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Tinde Sparebank (OSL:TINDE) is currently considered Modestly Overvalued. The stock's GF Value™ is kr99.35, compared to a current price of kr111.98 — trading 12.7% above its estimated fair value. The current Dividend Payout Ratio is 8.91, which is 913% above median its 10-year median of 0.88 and 1880% above the Diversified Financial Services industry median of 0.45. Tinde Sparebank's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Tinde Sparebank (OSL:TINDE), the current Dividend Payout Ratio is 8.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?
Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued.
The current stock price of kr111.98 is trading 12.7% above its estimated GF Value™ of kr99.35.
GuruFocus considers Tinde Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:TINDE:
Dividend Payout Ratio: 8.91 (913% above median its 10-year median of 0.88)
GF Value™: kr99.35 vs. price of kr111.98 (12.7% above fair value)
Industry Position: 1880% above the Diversified Financial Services median (#33 of 43)
No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
57GF Score
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