Tinde Sparebank (OSL:TINDE) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:TINDE Tinde Sparebank OSL:TINDE
57 GF Score
Price kr111.50
GF Value kr99.24
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Tinde Sparebank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

OSL:TINDE
57GF Score
Tinde Sparebank OSL:TINDE
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?

Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued. The current stock price of kr111.50 is trading 12.4% above its estimated GF Value™ of kr99.24. GuruFocus considers Tinde Sparebank to be Modestly Overvalued.

Key valuation signals for OSL:TINDE:

  • Altman Z-Score:
  • GF Value™: kr99.24 vs. price of kr111.50 (12.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tinde Sparebank Business Description

Address Torget 14, Elnesvagen, NOR, 6440
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
57GF Score

Get the complete analysis for OSL:TINDE

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.50
Price
kr99.24
GF Value