Tinde Sparebank (OSL:TINDE) Shareholder Yield % : -205.30% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:TINDE Tinde Sparebank OSL:TINDE
52 GF Score
Price kr111.46
GF Value kr99.51
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Tinde Sparebank Shareholder Yield %?

Tinde Sparebank OSL:TINDE -0.04% 52 Shareholder Yield % is -205.30% as of Mar. 2026. GuruFocus rates OSL:TINDE with a GF Score™ of 52/100 and a GF Value™ of kr99.51 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 229 Diversified Financial Services companies, Tinde Sparebank ranks worse than 99.13% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Tinde Sparebank's Shareholder Yield % was -205.30%.


Tinde Sparebank  (OSL:TINDE) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Tinde Sparebank Shareholder Yield % Related Terms


Tinde Sparebank Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Tinde Sparebank's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tinde Sparebank Shareholder Yield % Chart

Tinde Sparebank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only 70.42 28.17 -47.46 -46.90 -127.47

Tinde Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.85 -40.58 -70.70 -127.47 -199.87

OSL:TINDE vs FRHC, VOYA, HTH: Shareholder Yield % Comparison

For the Financial Conglomerates subindustry, Tinde Sparebank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tinde Sparebank Shareholder Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Tinde Sparebank's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Tinde Sparebank's Shareholder Yield % falls into.


OSL:TINDE
52GF Score
Tinde Sparebank OSL:TINDE
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tinde Sparebank Shareholder Yield % Calculation

Tinde Sparebank's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.26 %+0.00 %+-204.13 %
=-199.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -205.30% mean?
Tinde Sparebank (OSL:TINDE) has a Shareholder Yield % of -205.30% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Tinde Sparebank and its competitors. According to the industry distribution chart, Tinde Sparebank ranks #227 out of 229 companies in the Diversified Financial Services industry, placing it in the top 99.1%.
Is Tinde Sparebank's Shareholder Yield % too high?
Tinde Sparebank's current Shareholder Yield % is -205.30%. Based on the distribution chart, Tinde Sparebank ranks #227 out of 229 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Tinde Sparebank has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tinde Sparebank's Shareholder Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Tinde Sparebank ranks #227 out of 229 companies for Shareholder Yield %. This places Tinde Sparebank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Diversified Financial Services company?
A good Shareholder Yield % depends on the Diversified Financial Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Tinde Sparebank and its competitors. Tinde Sparebank's current Shareholder Yield % is -205.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tinde Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Tinde Sparebank (OSL:TINDE) is currently considered Modestly Overvalued. The stock's GF Value™ is kr99.51, compared to a current price of kr111.46 — trading 12% above its estimated fair value. The current Shareholder Yield % is -205.30%. Tinde Sparebank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Tinde Sparebank (OSL:TINDE), the current Shareholder Yield % is -205.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tinde Sparebank (OSL:TINDE) Overvalued in 2026?

Based on GuruFocus' analysis, Tinde Sparebank stock appears to be overvalued. The current stock price of kr111.46 is trading 12% above its estimated GF Value™ of kr99.51. GuruFocus considers Tinde Sparebank to be Modestly Overvalued.

Key valuation signals for OSL:TINDE:

  • Shareholder Yield %: -205.30%
  • GF Value™: kr99.51 vs. price of kr111.46 (12% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the OSL:TINDE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tinde Sparebank Business Description

Address Torget 14, Elnesvagen, NOR, 6440
Tinde Sparebank is a new savings bank with solid roots in local communities. It provides Daily banking, Insurance, loans, Savings and retirement, Tips and advice, and avoiding scams.
52GF Score

Get the complete analysis for OSL:TINDE

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.46
Price
kr99.51
GF Value