Metropolitan Bank & Trust Co (PHS:MBT) Cyclically Adjusted PS Ratio: 2.07 (As of Jul. 01, 2026) — 11% Below Median


PHS:MBT Metropolitan Bank & Trust Co PHS:MBT
89 GF Score
Price ₱65.00
GF Value ₱78.69
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio?

Metropolitan Bank & Trust Co PHS:MBT -2.99% 89 Cyclically Adjusted PS Ratio is 2.07 as of Jul. 01, 2026, which is 11% below its 10-year median of 2.33. GuruFocus rates PHS:MBT with a GF Score™ of 89/100 and a GF Value™ of ₱78.69 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,303 Banks companies, Metropolitan Bank & Trust Co ranks better than 73.6% on this metric.

As of today (2026-07-01), Metropolitan Bank & Trust Co's current share price is ₱65.00. Metropolitan Bank & Trust Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₱31.33. Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio for today is 2.07.

The historical rank and industry rank for Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

PHS:MBT' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.51   Med: 2.33   Max: 4.85
Current: 2.1

During the past years, Metropolitan Bank & Trust Co's highest Cyclically Adjusted PS Ratio was 4.85. The lowest was 1.51. And the median was 2.33.

PHS:MBT's Cyclically Adjusted PS Ratio is ranked better than
73.6% of 1303 companies
in the Banks industry
Industry Median: 3.28 vs PHS:MBT: 2.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Metropolitan Bank & Trust Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ₱9.007. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₱31.33 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Metropolitan Bank & Trust Co  (PHS:MBT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio Related Terms


Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 2.02 1.85 2.50 2.24

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.51 2.43 2.24 2.24 2.03

Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio falls into.


PHS:MBT
89GF Score
Metropolitan Bank & Trust Co PHS:MBT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=65.00/31.33
=2.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Metropolitan Bank & Trust Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.007/330.2130*330.2130
=9.007

Current CPI (Mar. 2026) = 330.2130.

Metropolitan Bank & Trust Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 5.019 241.018 6.876
201609 4.895 241.428 6.695
201612 6.553 241.432 8.963
201703 5.469 243.801 7.407
201706 5.421 244.955 7.308
201709 5.843 246.819 7.817
201712 5.889 246.524 7.888
201803 6.027 249.554 7.975
201806 5.120 251.989 6.709
201809 5.555 252.439 7.266
201812 5.158 251.233 6.780
201903 5.464 254.202 7.098
201906 5.727 256.143 7.383
201909 6.610 256.759 8.501
201912 7.280 256.974 9.355
202003 6.147 258.115 7.864
202006 8.479 257.797 10.861
202009 6.867 260.280 8.712
202012 5.543 260.474 7.027
202103 6.001 264.877 7.481
202106 5.464 271.696 6.641
202109 5.438 274.310 6.546
202112 5.556 278.802 6.581
202203 6.143 287.504 7.056
202206 6.093 296.311 6.790
202209 6.065 296.808 6.748
202212 6.688 296.797 7.441
202303 7.339 301.836 8.029
202306 7.243 305.109 7.839
202309 7.708 307.789 8.270
202312 7.157 306.746 7.705
202403 7.847 312.332 8.296
202406 7.717 314.175 8.111
202409 8.867 315.301 9.286
202412 7.201 315.605 7.534
202503 8.463 319.799 8.739
202506 8.798 322.561 9.007
202509 8.784 324.800 8.930
202512 8.622 324.054 8.786
202603 9.007 330.213 9.007

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.07 mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a Cyclically Adjusted PS Ratio of 2.07 as of Jul. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. This is 11% below median its historical median of 2.33. Over the past decade, Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio has ranged from 1.51 to 4.85. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #344 out of 1303 companies in the Banks industry, placing it in the top 26.4%.
Is Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio too high?
Metropolitan Bank & Trust Co's current Cyclically Adjusted PS Ratio of 2.07 is 11% below median its 10-year median of 2.33. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 4.85. The Banks industry median Cyclically Adjusted PS Ratio is 3.28. Metropolitan Bank & Trust Co's value of 2.07 is 36.9% below this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #344 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #344 out of 1303 companies for Cyclically Adjusted PS Ratio. This puts Metropolitan Bank & Trust Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.28. Metropolitan Bank & Trust Co's value of 2.07 is 36.9% below this benchmark. Historically, Metropolitan Bank & Trust Co's own Cyclically Adjusted PS Ratio has ranged from 1.51 to 4.85 over the past decade. While the company's 10-year median is 2.33 vs. the industry median of 3.28, Metropolitan Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.28, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current Cyclically Adjusted PS Ratio of 2.07 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current Cyclically Adjusted PS Ratio is 2.07, which is 11% below median its own 10-year median of 2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱78.69, compared to a current price of ₱65.00 — trading 17.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.07, which is 11% below median its 10-year median of 2.33 and 36.9% below the Banks industry median of 3.28. Metropolitan Bank & Trust Co's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current Cyclically Adjusted PS Ratio is 2.07 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of ₱65.00 is trading 17.4% below its estimated GF Value™ of ₱78.69. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:MBT:

  • Cyclically Adjusted PS Ratio: 2.07 (11% below median its 10-year median of 2.33)
  • GF Value™: ₱78.69 vs. price of ₱65.00 (17.4% below fair value)
  • GF Score™: 89/100 with 2 warning signs
  • Industry Position: 36.9% below the Banks median (#344 of 1303)

No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMTPOF:USA
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
89GF Score

Get the complete analysis for PHS:MBT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.00
Price
₱78.69
GF Value