Metropolitan Bank & Trust Co (PHS:MBT) Pre-Tax Income: ₱66,244 Mil (TTM As of Mar. 2026)

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PHS:MBT Metropolitan Bank & Trust Co PHS:MBT
90 GF Score
Price ₱66.55
GF Value ₱78.94
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Metropolitan Bank & Trust Co Pre-Tax Income?

Metropolitan Bank & Trust Co PHS:MBT +0.08% 90 Pre-Tax Income is ₱66,244 Mil as of Mar. 2026. GuruFocus rates PHS:MBT with a GF Score™ of 90/100 and a GF Value™ of ₱78.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Metropolitan Bank & Trust Co's pretax income for the three months ended in Mar. 2026 was ₱15,986 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱66,244 Mil. Metropolitan Bank & Trust Co's pretax margin was 39.47%.

During the past 13 years, Metropolitan Bank & Trust Co's highest Pretax Margin was 42.61%. The lowest was 17.34%. And the median was 35.87%.


Metropolitan Bank & Trust Co  (PHS:MBT) Pre-Tax Income Explanation

Metropolitan Bank & Trust Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=15986/40505
=39.47%

During the past 13 years, Metropolitan Bank & Trust Co's highest Pretax Margin was 42.61%. The lowest was 17.34%. And the median was 35.87%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Metropolitan Bank & Trust Co Pre-Tax Income Related Terms


Metropolitan Bank & Trust Co Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co Pre-Tax Income Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,141.00 43,918.00 55,849.00 60,578.00 66,453.00

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,195.00 16,993.00 17,352.00 15,913.00 15,986.00

Metropolitan Bank & Trust Co Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Pre-Tax Income falls into.


PHS:MBT
90GF Score
Metropolitan Bank & Trust Co PHS:MBT
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Metropolitan Bank & Trust Co's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+66453
=66,453

Metropolitan Bank & Trust Co's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+15986
=15,986

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱66,244 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₱66,244 Mil mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a Pre-Tax Income of ₱66,244 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Metropolitan Bank & Trust Co and its competitors.
Is Metropolitan Bank & Trust Co's Pre-Tax Income too high?
Metropolitan Bank & Trust Co's current Pre-Tax Income is ₱66,244 Mil. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Pre-Tax Income compare to competitors?
Metropolitan Bank & Trust Co's Pre-Tax Income of ₱66,244 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Metropolitan Bank & Trust Co and its competitors. Metropolitan Bank & Trust Co's current Pre-Tax Income is ₱66,244 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱78.94, compared to a current price of ₱66.55 — trading 15.7% below its estimated fair value. The current Pre-Tax Income is ₱66,244 Mil. Metropolitan Bank & Trust Co's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current Pre-Tax Income is ₱66,244 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of ₱66.55 is trading 15.7% below its estimated GF Value™ of ₱78.94. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:MBT:

  • Pre-Tax Income: ₱66,244 Mil
  • GF Value™: ₱78.94 vs. price of ₱66.55 (15.7% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMTPOF:USA
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
90GF Score

Get the complete analysis for PHS:MBT

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱66.55
Price
₱78.94
GF Value