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Metropolitan Bank & Trust CoPHS:MBT +0.60%88 3-Year EPS without NRI Growth Rate is 12.80% as of Mar. 2026, which is 60% above its 10-year median of 8.00. GuruFocus rates PHS:MBT with a GF Score™ of 88/100 and a GF Value™ of ₱79.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,414 Banks companies, Metropolitan Bank & Trust Co ranks better than 63.51% on this metric.
During the past 12 months, Metropolitan Bank & Trust Co's average EPS without NRI Growth Rate was 3.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 12.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 27.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 8.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Metropolitan Bank & Trust Co was 42.50% per year. The lowest was -13.90% per year. And the median was 8.00% per year.
Metropolitan Bank & Trust Co (PHS:MBT) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Metropolitan Bank & Trust Co 3-Year EPS without NRI Growth Rate Related Terms
Metropolitan Bank & Trust Co 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank & Trust Co 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank & Trust Co's 3-Year EPS without NRI Growth Rate falls into.
Metropolitan Bank & Trust Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 12.80% mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a 3-Year EPS without NRI Growth Rate of 12.80% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Metropolitan Bank & Trust Co and its competitors. This is 60% above median its historical median of 8.00. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #516 out of 1414 companies in the Banks industry, placing it in the top 36.5%.
Is Metropolitan Bank & Trust Co's 3-Year EPS without NRI Growth Rate too high?
Metropolitan Bank & Trust Co's current 3-Year EPS without NRI Growth Rate of 12.80% is 60% above median its 10-year median of 8.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Metropolitan Bank & Trust Co's value of 12.80% is 75.3% above this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #516 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #516 out of 1414 companies for 3-Year EPS without NRI Growth Rate. This puts Metropolitan Bank & Trust Co in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Metropolitan Bank & Trust Co's value of 12.80% is 75.3% above this benchmark. While the company's 10-year median is 8.00 vs. the industry median of 7.30, Metropolitan Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current 3-Year EPS without NRI Growth Rate of 12.80% is 75.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current 3-Year EPS without NRI Growth Rate is 12.80%, which is 60% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱79.01, compared to a current price of ₱66.60 — trading 15.7% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 12.80%, which is 60% above median its 10-year median of 8.00 and 75.3% above the Banks industry median of 7.30. Metropolitan Bank & Trust Co's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current 3-Year EPS without NRI Growth Rate is 12.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued.
The current stock price of ₱66.60 is trading 15.7% below its estimated GF Value™ of ₱79.01.
GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.
Key valuation signals for PHS:MBT:
3-Year EPS without NRI Growth Rate: 12.80% (60% above median its 10-year median of 8.00)
GF Value™: ₱79.01 vs. price of ₱66.60 (15.7% below fair value)
Industry Position: 75.3% above the Banks median (#516 of 1414)
No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
88GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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