Metropolitan Bank & Trust Co (PHS:MBT) Net Cash per Share: ₱-713.10 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:MBT Metropolitan Bank & Trust Co PHS:MBT
88 GF Score
Price ₱66.55
GF Value ₱78.92
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Metropolitan Bank & Trust Co Net Cash per Share?

Metropolitan Bank & Trust Co PHS:MBT +0.08% 88 Net Cash per Share is ₱-713.10 as of Mar. 2026. GuruFocus rates PHS:MBT with a GF Score™ of 88/100 and a GF Value™ of ₱78.92 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 7 Banks companies, Metropolitan Bank & Trust Co ranks worse than 14285700% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Metropolitan Bank & Trust Co's Net Cash per Share for the quarter that ended in Mar. 2026 was ₱-713.10.

The historical rank and industry rank for Metropolitan Bank & Trust Co's Net Cash per Share or its related term are showing as below:

PHS:MBT's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 1.75
* Ranked among companies with meaningful Price-to-Net-Cash only.

Metropolitan Bank & Trust Co  (PHS:MBT) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Metropolitan Bank & Trust Co Net Cash per Share Related Terms


Metropolitan Bank & Trust Co Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co Net Cash per Share Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -409.33 -479.34 -535.97 -637.91 -723.45

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -651.46 -640.70 -678.18 -723.45 -713.10

Metropolitan Bank & Trust Co Net Cash per Share Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Price-to-Net-Cash falls into.


PHS:MBT
88GF Score
Metropolitan Bank & Trust Co PHS:MBT
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Metropolitan Bank & Trust Co's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(204957+0-3448150-10462)/4497.416
=-723.45

Metropolitan Bank & Trust Co's Net Cash per Share for the quarter that ended in Mar. 2026 is calculated as

Net Cash per Share (Q: Mar. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(160940+0-3357519-10540)/4497.416
=-713.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of ₱-713.10 mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a Net Cash per Share of ₱-713.10 as of Mar. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Metropolitan Bank & Trust Co and its competitors. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #999999 out of 7 companies in the Banks industry.
Is Metropolitan Bank & Trust Co's Net Cash per Share too high?
Metropolitan Bank & Trust Co's current Net Cash per Share is ₱-713.10. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #999999 out of 7 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Net Cash per Share compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #999999 out of 7 companies for Net Cash per Share. This places Metropolitan Bank & Trust Co in the lower half of its industry. The industry median Net Cash per Share is 1.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 1.75, based on 7 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median Net Cash per Share is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current Net Cash per Share is ₱-713.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱78.92, compared to a current price of ₱66.55 — trading 15.7% below its estimated fair value. The current Net Cash per Share is ₱-713.10. Metropolitan Bank & Trust Co's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current Net Cash per Share is ₱-713.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of ₱66.55 is trading 15.7% below its estimated GF Value™ of ₱78.92. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:MBT:

  • Net Cash per Share: ₱-713.10
  • GF Value™: ₱78.92 vs. price of ₱66.55 (15.7% below fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMTPOF:USA
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
88GF Score

Get the complete analysis for PHS:MBT

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱66.55
Price
₱78.92
GF Value