Metropolitan Bank & Trust Co (PHS:MBT) E10: ₱8.01 (As of Mar. 2026)


PHS:MBT Metropolitan Bank & Trust Co PHS:MBT
88 GF Score
Price ₱65.65
GF Value ₱78.60
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Metropolitan Bank & Trust Co E10?

Metropolitan Bank & Trust Co PHS:MBT +0.23% 88 E10 is ₱8.01 as of Mar. 2026. GuruFocus rates PHS:MBT with a GF Score™ of 88/100 and a GF Value™ of ₱78.60 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Metropolitan Bank & Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ₱2.800. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₱8.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Metropolitan Bank & Trust Co's average E10 Growth Rate was 9.30% per year. During the past 3 years, the average E10 Growth Rate was 6.70% per year. During the past 5 years, the average E10 Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Metropolitan Bank & Trust Co was 7.50% per year. The lowest was 6.30% per year. And the median was 6.80% per year.

As of today (2026-06-25), Metropolitan Bank & Trust Co's current stock price is ₱65.65. Metropolitan Bank & Trust Co's E10 for the quarter that ended in Mar. 2026 was ₱8.01. Metropolitan Bank & Trust Co's Shiller PE Ratio of today is 8.20.

During the past 13 years, the highest Shiller PE Ratio of Metropolitan Bank & Trust Co was 21.14. The lowest was 6.24. And the median was 9.47.


Metropolitan Bank & Trust Co  (PHS:MBT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Metropolitan Bank & Trust Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=65.65/8.01
=8.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Metropolitan Bank & Trust Co was 21.14. The lowest was 6.24. And the median was 9.47.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Metropolitan Bank & Trust Co E10 Related Terms


Metropolitan Bank & Trust Co E10 Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co E10 Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.86 6.39 6.68 7.16 7.77

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.33 7.52 7.70 7.77 8.01

Metropolitan Bank & Trust Co E10 Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Shiller PE Ratio falls into.


PHS:MBT
88GF Score
Metropolitan Bank & Trust Co PHS:MBT
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Metropolitan Bank & Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.8/330.2130*330.2130
=2.800

Current CPI (Mar. 2026) = 330.2130.

Metropolitan Bank & Trust Co Quarterly Data

per share eps CPI Adj_EPS
201606 1.015 241.018 1.391
201609 0.937 241.428 1.282
201612 1.585 241.432 2.168
201703 1.549 243.801 2.098
201706 1.047 244.955 1.411
201709 0.983 246.819 1.315
201712 1.368 246.524 1.832
201803 1.602 249.554 2.120
201806 1.145 251.989 1.500
201809 1.372 252.439 1.795
201812 1.160 251.233 1.525
201903 1.500 254.202 1.949
201906 1.400 256.143 1.805
201909 1.900 256.759 2.444
201912 1.440 256.974 1.850
202003 1.360 258.115 1.740
202006 0.670 257.797 0.858
202009 0.430 260.280 0.546
202012 0.620 260.474 0.786
202103 1.730 264.877 2.157
202106 0.870 271.696 1.057
202109 0.990 274.310 1.192
202112 1.340 278.802 1.587
202203 1.780 287.504 2.044
202206 1.690 296.311 1.883
202209 1.750 296.808 1.947
202212 2.080 296.797 2.314
202303 2.330 301.836 2.549
202306 2.320 305.109 2.511
202309 2.420 307.789 2.596
202312 2.320 306.746 2.497
202403 2.670 312.332 2.823
202406 2.580 314.175 2.712
202409 2.700 315.301 2.828
202412 2.760 315.605 2.888
202503 2.720 319.799 2.809
202506 2.800 322.561 2.866
202509 2.760 324.800 2.806
202512 2.770 324.054 2.823
202603 2.800 330.213 2.800

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₱8.01 mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a E10 of ₱8.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors.
Is Metropolitan Bank & Trust Co's E10 too high?
Metropolitan Bank & Trust Co's current E10 is ₱8.01. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's E10 compare to competitors?
Metropolitan Bank & Trust Co's E10 of ₱8.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. Metropolitan Bank & Trust Co's current E10 is ₱8.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱78.60, compared to a current price of ₱65.65 — trading 16.5% below its estimated fair value. The current E10 is ₱8.01. Metropolitan Bank & Trust Co's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current E10 is ₱8.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of ₱65.65 is trading 16.5% below its estimated GF Value™ of ₱78.60. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:MBT:

  • E10: ₱8.01
  • GF Value™: ₱78.60 vs. price of ₱65.65 (16.5% below fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMTPOF:USA
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
88GF Score

Get the complete analysis for PHS:MBT

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.65
Price
₱78.60
GF Value