Metropolitan Bank & Trust Co (PHS:MBT) Shiller PE Ratio: 8.26 (As of Jul. 26, 2026) — 13% Below Median

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PHS:MBT Metropolitan Bank & Trust Co PHS:MBT
86 GF Score
Price ₱66.20
GF Value ₱78.98
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Metropolitan Bank & Trust Co Shiller PE Ratio?

Metropolitan Bank & Trust Co PHS:MBT -0.45% 86 Shiller PE Ratio is 8.26 as of Jul. 26, 2026, which is 13% below its 10-year median of 9.44. GuruFocus rates PHS:MBT with a GF Score™ of 86/100 and a GF Value™ of ₱78.98 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,241 Banks companies, Metropolitan Bank & Trust Co ranks better than 82.68% on this metric.

As of today (2026-07-26), Metropolitan Bank & Trust Co's current share price is ₱66.20. Metropolitan Bank & Trust Co's E10 for the quarter that ended in Mar. 2026 was ₱8.01. Metropolitan Bank & Trust Co's Shiller PE Ratio for today is 8.26.

The historical rank and industry rank for Metropolitan Bank & Trust Co's Shiller PE Ratio or its related term are showing as below:

PHS:MBT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.24   Med: 9.44   Max: 21.14
Current: 8.26

During the past years, Metropolitan Bank & Trust Co's highest Shiller PE Ratio was 21.14. The lowest was 6.24. And the median was 9.44.

PHS:MBT's Shiller PE Ratio is ranked better than
82.68% of 1241 companies
in the Banks industry
Industry Median: 13.77 vs PHS:MBT: 8.26

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Metropolitan Bank & Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ₱2.800. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱8.01 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Metropolitan Bank & Trust Co  (PHS:MBT) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Metropolitan Bank & Trust Co Shiller PE Ratio Related Terms


Metropolitan Bank & Trust Co Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Metropolitan Bank & Trust Co's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co Shiller PE Ratio Chart

Metropolitan Bank & Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.51 8.45 7.68 10.06 8.82

Metropolitan Bank & Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.04 9.64 8.83 8.82 7.93

Metropolitan Bank & Trust Co Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Metropolitan Bank & Trust Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropolitan Bank & Trust Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Metropolitan Bank & Trust Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Metropolitan Bank & Trust Co's Shiller PE Ratio falls into.


PHS:MBT
86GF Score
Metropolitan Bank & Trust Co PHS:MBT
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Metropolitan Bank & Trust Co Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Metropolitan Bank & Trust Co's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=66.20/8.01
=8.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropolitan Bank & Trust Co's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Metropolitan Bank & Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.8/330.2130*330.2130
=2.800

Current CPI (Mar. 2026) = 330.2130.

Metropolitan Bank & Trust Co Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 1.015 241.018 1.391
201609 0.937 241.428 1.282
201612 1.585 241.432 2.168
201703 1.549 243.801 2.098
201706 1.047 244.955 1.411
201709 0.983 246.819 1.315
201712 1.368 246.524 1.832
201803 1.602 249.554 2.120
201806 1.145 251.989 1.500
201809 1.372 252.439 1.795
201812 1.160 251.233 1.525
201903 1.500 254.202 1.949
201906 1.400 256.143 1.805
201909 1.900 256.759 2.444
201912 1.440 256.974 1.850
202003 1.360 258.115 1.740
202006 0.670 257.797 0.858
202009 0.430 260.280 0.546
202012 0.620 260.474 0.786
202103 1.730 264.877 2.157
202106 0.870 271.696 1.057
202109 0.990 274.310 1.192
202112 1.340 278.802 1.587
202203 1.780 287.504 2.044
202206 1.690 296.311 1.883
202209 1.750 296.808 1.947
202212 2.080 296.797 2.314
202303 2.330 301.836 2.549
202306 2.320 305.109 2.511
202309 2.420 307.789 2.596
202312 2.320 306.746 2.497
202403 2.670 312.332 2.823
202406 2.580 314.175 2.712
202409 2.700 315.301 2.828
202412 2.760 315.605 2.888
202503 2.720 319.799 2.809
202506 2.800 322.561 2.866
202509 2.760 324.800 2.806
202512 2.770 324.054 2.823
202603 2.800 330.213 2.800

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 8.26 mean?
Metropolitan Bank & Trust Co (PHS:MBT) has a Shiller PE Ratio of 8.26 as of Jul. 26, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. This is 13% below median its historical median of 9.44. Over the past decade, Metropolitan Bank & Trust Co's Shiller PE Ratio has ranged from 6.24 to 21.14. According to the industry distribution chart, Metropolitan Bank & Trust Co ranks #215 out of 1241 companies in the Banks industry, placing it in the top 17.3%.
Is Metropolitan Bank & Trust Co's Shiller PE Ratio too high?
Metropolitan Bank & Trust Co's current Shiller PE Ratio of 8.26 is 13% below median its 10-year median of 9.44. Over the past 10 years, this metric has ranged from a low of 6.24 to a high of 21.14. The Banks industry median Shiller PE Ratio is 13.77. Metropolitan Bank & Trust Co's value of 8.26 is 40% below this industry median. Based on the distribution chart, Metropolitan Bank & Trust Co ranks #215 out of 1241 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Metropolitan Bank & Trust Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank & Trust Co's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Metropolitan Bank & Trust Co ranks #215 out of 1241 companies for Shiller PE Ratio. This places Metropolitan Bank & Trust Co in the top 17% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 13.77. Metropolitan Bank & Trust Co's value of 8.26 is 40% below this benchmark. Historically, Metropolitan Bank & Trust Co's own Shiller PE Ratio has ranged from 6.24 to 21.14 over the past decade. While the company's 10-year median is 9.44 vs. the industry median of 13.77, Metropolitan Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank & Trust Co's current Shiller PE Ratio of 8.26 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Metropolitan Bank & Trust Co and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank & Trust Co's current Shiller PE Ratio is 8.26, which is 13% below median its own 10-year median of 9.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank & Trust Co (PHS:MBT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱78.98, compared to a current price of ₱66.20 — trading 16.2% below its estimated fair value. The current Shiller PE Ratio is 8.26, which is 13% below median its 10-year median of 9.44 and 40% below the Banks industry median of 13.77. Metropolitan Bank & Trust Co's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Metropolitan Bank & Trust Co (PHS:MBT), the current Shiller PE Ratio is 8.26 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Metropolitan Bank & Trust Co (PHS:MBT) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank & Trust Co stock appears to be undervalued. The current stock price of ₱66.20 is trading 16.2% below its estimated GF Value™ of ₱78.98. GuruFocus considers Metropolitan Bank & Trust Co to be Modestly Undervalued.

Key valuation signals for PHS:MBT:

  • Shiller PE Ratio: 8.26 (13% below median its 10-year median of 9.44)
  • GF Value™: ₱78.98 vs. price of ₱66.20 (16.2% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 40% below the Banks median (#215 of 1241)

No single metric tells the full story. See the PHS:MBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Metropolitan Bank & Trust Co Business Description

Other Exchanges MTPOY:USAMTPOF:USA
Address GT Tower International, 6813 Ayala Avenue, corner H.V, Dela Costa St., Brgy. Bel-Air, Makati, PHL, 1227
Metropolitan Bank & Trust Co is a Filipino bank that provides a diverse range of banking and collateral services. The company has different segments namely Consumer Banking, Corporate Banking, Investment Banking, Treasury, Branch Banking and Others. It derives maximum revenue from Corporate Banking. The Group operates in Philippines, Asia other than Philippines, USA and Europe.
86GF Score

Get the complete analysis for PHS:MBT

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱66.20
Price
₱78.98
GF Value