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Intact Financial (STU:I5U) Cyclically Adjusted PS Ratio : 2.92 (As of Jun. 01, 2025)


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What is Intact Financial Cyclically Adjusted PS Ratio?

As of today (2025-06-01), Intact Financial's current share price is €198.00. Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was €67.77. Intact Financial's Cyclically Adjusted PS Ratio for today is 2.92.

The historical rank and industry rank for Intact Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:I5U' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.58   Med: 2.08   Max: 2.94
Current: 2.94

During the past years, Intact Financial's highest Cyclically Adjusted PS Ratio was 2.94. The lowest was 1.58. And the median was 2.08.

STU:I5U's Cyclically Adjusted PS Ratio is ranked worse than
83.51% of 388 companies
in the Insurance industry
Industry Median: 1.11 vs STU:I5U: 2.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Intact Financial's adjusted revenue per share data for the three months ended in Mar. 2025 was €22.150. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €67.77 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intact Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Intact Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intact Financial Cyclically Adjusted PS Ratio Chart

Intact Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 2.09 2.22 2.13 2.54

Intact Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 2.28 2.56 2.54 2.77

Competitive Comparison of Intact Financial's Cyclically Adjusted PS Ratio

For the Insurance - Property & Casualty subindustry, Intact Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's Cyclically Adjusted PS Ratio falls into.


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Intact Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Intact Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=198.00/67.77
=2.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Intact Financial's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=22.15/129.1809*129.1809
=22.150

Current CPI (Mar. 2025) = 129.1809.

Intact Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 10.801 100.500 13.883
201509 10.317 100.421 13.272
201512 10.385 99.947 13.423
201603 10.657 101.054 13.623
201606 11.192 102.002 14.174
201609 11.485 101.765 14.579
201612 11.418 101.449 14.539
201703 11.991 102.634 15.093
201706 11.697 103.029 14.666
201709 11.457 103.345 14.321
201712 12.484 103.345 15.605
201803 11.478 105.004 14.121
201806 12.172 105.557 14.896
201809 12.522 105.636 15.313
201812 13.089 105.399 16.042
201903 13.423 106.979 16.209
201906 13.315 107.690 15.972
201909 13.720 107.611 16.470
201912 14.399 107.769 17.260
202003 13.614 107.927 16.295
202006 14.246 108.401 16.977
202009 14.073 108.164 16.807
202012 14.428 108.559 17.169
202103 13.506 110.298 15.818
202106 16.934 111.720 19.581
202109 19.984 112.905 22.865
202112 21.990 113.774 24.968
202203 18.307 117.646 20.102
202206 20.719 120.806 22.155
202209 20.307 120.648 21.743
202212 19.947 120.964 21.302
202303 19.750 122.702 20.793
202306 19.141 124.203 19.908
202309 20.168 125.230 20.804
202312 24.166 125.072 24.960
202403 21.305 126.258 21.798
202406 21.813 127.522 22.097
202409 24.107 127.285 24.466
202412 22.271 127.364 22.589
202503 22.150 129.181 22.150

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intact Financial  (STU:I5U) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Intact Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Intact Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Intact Financial Business Description

Address
700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.

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