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Victory Bancorp (Victory Bancorp) Cyclically Adjusted PS Ratio : 1.58 (As of May. 27, 2024)


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What is Victory Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-05-27), Victory Bancorp's current share price is $10.15. Victory Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec23 was $6.43. Victory Bancorp's Cyclically Adjusted PS Ratio for today is 1.58.

The historical rank and industry rank for Victory Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

VTYB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.58   Med: 1.75   Max: 1.82
Current: 1.58

During the past 10 years, Victory Bancorp's highest Cyclically Adjusted PS Ratio was 1.82. The lowest was 1.58. And the median was 1.75.

VTYB's Cyclically Adjusted PS Ratio is ranked better than
72.77% of 1190 companies
in the Banks industry
Industry Median: 2.4 vs VTYB: 1.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Victory Bancorp's adjusted revenue per share data of for the fiscal year that ended in Dec23 was $6.860. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $6.43 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Victory Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Victory Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Victory Bancorp Cyclically Adjusted PS Ratio Chart

Victory Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 1.77

Victory Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 1.77 -

Competitive Comparison of Victory Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Victory Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Victory Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Victory Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Victory Bancorp's Cyclically Adjusted PS Ratio falls into.



Victory Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Victory Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.15/6.43
=1.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Victory Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec23 is calculated as:

For example, Victory Bancorp's adjusted Revenue per Share data for the fiscal year that ended in Dec23 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec23 (Change)*Current CPI (Dec23)
=6.86/129.4194*129.4194
=6.860

Current CPI (Dec23) = 129.4194.

Victory Bancorp Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201412 3.429 99.070 4.479
201512 3.554 99.792 4.609
201612 3.959 101.863 5.030
201712 5.432 104.011 6.759
201812 5.131 105.998 6.265
201912 5.538 108.420 6.611
202012 6.300 109.897 7.419
202112 7.526 117.630 8.280
202212 7.683 125.222 7.941
202312 6.860 129.419 6.860

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Victory Bancorp  (OTCPK:VTYB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Victory Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Victory Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Victory Bancorp (Victory Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
548 N. Lewis Road, Suite 205, Limerick, PA, USA, 19468
Victory Bancorp Inc operates a full-service commercial and consumer banking business. The Bank's focus is on small- and middle-market commercial and retail customers. The Bank originates secured and unsecured commercial loans, commercial mortgage loans, consumer loans and construction loans and does not make subprime loans. The Bank also offers revolving credit loans, small business loans and automobile loans. The Bank offers a variety of deposit products, including demand and savings deposits, regular savings accounts, investment certificates and fixed-rate certificates of deposit.

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