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VTYB (Victory Bancorp) PB Ratio : 0.68 (As of Apr. 03, 2025)


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What is Victory Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-03), Victory Bancorp's share price is $10.21. Victory Bancorp's Book Value per Share for the quarter that ended in Sep. 2024 was $14.94. Hence, Victory Bancorp's PB Ratio of today is 0.68.

Good Sign:

Victory Bancorp Inc stock PB Ratio (=0.69) is close to 10-year low of 0.64.

The historical rank and industry rank for Victory Bancorp's PB Ratio or its related term are showing as below:

VTYB' s PB Ratio Range Over the Past 10 Years
Min: 0.64   Med: 0.93   Max: 1.19
Current: 0.68

During the past 10 years, Victory Bancorp's highest PB Ratio was 1.19. The lowest was 0.64. And the median was 0.93.

VTYB's PB Ratio is ranked better than
72.26% of 1525 companies
in the Banks industry
Industry Median: 0.92 vs VTYB: 0.68

During the past 12 months, Victory Bancorp's average Book Value Per Share Growth Rate was 10.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.60% per year.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Victory Bancorp was 29.70% per year. The lowest was 7.90% per year. And the median was 12.70% per year.

Back to Basics: PB Ratio


Victory Bancorp PB Ratio Historical Data

The historical data trend for Victory Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Victory Bancorp PB Ratio Chart

Victory Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 0.86 1.01 1.12 0.80

Victory Bancorp Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.80 0.75 0.70 0.68

Competitive Comparison of Victory Bancorp's PB Ratio

For the Banks - Regional subindustry, Victory Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Victory Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Victory Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Victory Bancorp's PB Ratio falls into.


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Victory Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Victory Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=10.21/14.935
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Victory Bancorp  (OTCPK:VTYB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Victory Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Victory Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Victory Bancorp Business Description

Traded in Other Exchanges
N/A
Address
548 N. Lewis Road, Suite 205, Limerick, PA, USA, 19468
Victory Bancorp Inc operates a full-service commercial and consumer banking business. The Bank's focus is on small- and middle-market commercial and retail customers. The Bank originates secured and unsecured commercial loans, commercial mortgage loans, consumer loans and construction loans and does not make subprime loans. The Bank also offers revolving credit loans, small business loans and automobile loans. The Bank offers a variety of deposit products, including demand and savings deposits, regular savings accounts, investment certificates and fixed-rate certificates of deposit.

Victory Bancorp Headlines

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