Bank Ochrony Srodowiska (WAR:BOS) Cyclically Adjusted PS Ratio: 0.78 (As of Jul. 21, 2026) — 59% Above Median

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WAR:BOS Bank Ochrony Srodowiska SA WAR:BOS
76 GF Score
Price zł9.85
GF Value zł10.64
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio?

Bank Ochrony Srodowiska WAR:BOS +0.10% 76 Cyclically Adjusted PS Ratio is 0.78 as of Jul. 21, 2026, which is 59% above its 10-year median of 0.49. GuruFocus rates WAR:BOS with a GF Score™ of 76/100 and a GF Value™ of zł10.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,301 Banks companies, Bank Ochrony Srodowiska ranks better than 94% on this metric.

As of today (2026-07-21), Bank Ochrony Srodowiska's current share price is zł9.85. Bank Ochrony Srodowiska's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was zł12.67. Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio for today is 0.78.

The historical rank and industry rank for Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio or its related term are showing as below:

WAR:BOS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.49   Max: 1.07
Current: 0.78

During the past years, Bank Ochrony Srodowiska's highest Cyclically Adjusted PS Ratio was 1.07. The lowest was 0.21. And the median was 0.49.

WAR:BOS's Cyclically Adjusted PS Ratio is ranked better than
94% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs WAR:BOS: 0.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank Ochrony Srodowiska's adjusted revenue per share data for the three months ended in Mar. 2026 was zł3.065. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is zł12.67 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Ochrony Srodowiska  (WAR:BOS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio Related Terms


Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.48 0.69 0.67 0.78

Bank Ochrony Srodowiska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.74 0.83 0.78 0.80

WAR:BOS vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio falls into.


WAR:BOS
76GF Score
Bank Ochrony Srodowiska SA WAR:BOS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ochrony Srodowiska Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=9.85/12.67
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank Ochrony Srodowiska's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.065/163.0700*163.0700
=3.065

Current CPI (Mar. 2026) = 163.0700.

Bank Ochrony Srodowiska Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 5.436 99.552 8.904
201609 2.151 99.064 3.541
201612 2.470 100.366 4.013
201703 2.526 101.018 4.078
201706 2.480 101.180 3.997
201709 2.331 101.343 3.751
201712 2.342 102.564 3.724
201803 2.205 102.564 3.506
201806 2.716 103.378 4.284
201809 1.576 103.378 2.486
201812 1.482 103.785 2.329
201903 1.595 104.274 2.494
201906 1.671 105.983 2.571
201909 1.628 105.983 2.505
201912 1.577 107.123 2.401
202003 1.791 109.076 2.678
202006 1.776 109.402 2.647
202009 1.546 109.320 2.306
202012 1.632 109.565 2.429
202103 1.479 112.658 2.141
202106 1.680 113.960 2.404
202109 1.701 115.588 2.400
202112 1.879 119.088 2.573
202203 2.143 125.031 2.795
202206 2.925 131.705 3.622
202209 2.553 135.531 3.072
202212 2.928 139.113 3.432
202303 2.776 145.950 3.102
202306 2.942 147.009 3.263
202309 2.897 146.113 3.233
202312 2.474 147.741 2.731
202403 2.975 149.044 3.255
202406 2.706 150.997 2.922
202409 2.951 153.439 3.136
202412 2.901 154.660 3.059
202503 2.820 157.021 2.929
202506 3.277 157.509 3.393
202509 2.854 158.000 2.946
202512 2.538 158.320 2.614
202603 3.065 163.070 3.065

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.78 mean?
Bank Ochrony Srodowiska (WAR:BOS) has a Cyclically Adjusted PS Ratio of 0.78 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Ochrony Srodowiska and its competitors. This is 59% above median its historical median of 0.49. Over the past decade, Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio has ranged from 0.21 to 1.07. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #78 out of 1301 companies in the Banks industry, placing it in the top 6%.
Is Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio too high?
Bank Ochrony Srodowiska's current Cyclically Adjusted PS Ratio of 0.78 is 59% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.07. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bank Ochrony Srodowiska's value of 0.78 is 76.9% below this industry median. Based on the distribution chart, Bank Ochrony Srodowiska ranks #78 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #78 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Bank Ochrony Srodowiska in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.37. Bank Ochrony Srodowiska's value of 0.78 is 76.9% below this benchmark. Historically, Bank Ochrony Srodowiska's own Cyclically Adjusted PS Ratio has ranged from 0.21 to 1.07 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 3.37, Bank Ochrony Srodowiska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ochrony Srodowiska's current Cyclically Adjusted PS Ratio of 0.78 is 76.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current Cyclically Adjusted PS Ratio is 0.78, which is 59% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.64, compared to a current price of zł9.85 — trading 7.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.78, which is 59% above median its 10-year median of 0.49 and 76.9% below the Banks industry median of 3.37. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current Cyclically Adjusted PS Ratio is 0.78 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of zł9.85 is trading 7.4% below its estimated GF Value™ of zł10.64. GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.

Key valuation signals for WAR:BOS:

  • Cyclically Adjusted PS Ratio: 0.78 (59% above median its 10-year median of 0.49)
  • GF Value™: zł10.64 vs. price of zł9.85 (7.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 76.9% below the Banks median (#78 of 1301)

No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ochrony Srodowiska Business Description

Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score

Get the complete analysis for WAR:BOS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł9.85
Price
zł10.64
GF Value