Bank Ochrony Srodowiska (WAR:BOS) Debt-to-Asset : 0.04 (As of Jun. 2026)

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WAR:BOS Bank Ochrony Srodowiska SA WAR:BOS
76 GF Score
Price zł10.04
GF Value zł10.60
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Bank Ochrony Srodowiska Debt-to-Asset?

Bank Ochrony Srodowiska WAR:BOS -0.59% 76 Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus rates WAR:BOS with a GF Score™ of 76/100 and a GF Value™ of zł10.60 (Fairly Valued). The stock has 4 warning signs investors should review.

Bank Ochrony Srodowiska's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł0 Mil. Bank Ochrony Srodowiska's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł1,042 Mil. Bank Ochrony Srodowiska's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was zł27,312 Mil. Bank Ochrony Srodowiska's debt to asset for the quarter that ended in Jun. 2026 was 0.04.

Bank Ochrony Srodowiska  (WAR:BOS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Bank Ochrony Srodowiska Debt-to-Asset Related Terms

Bank Ochrony Srodowiska Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank Ochrony Srodowiska's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska Debt-to-Asset Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.05 0.05 0.03 0.04

Bank Ochrony Srodowiska Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.05 0.04 0.04 0.04

WAR:BOS vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Bank Ochrony Srodowiska's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Ochrony Srodowiska Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank Ochrony Srodowiska's Debt-to-Asset falls into.


WAR:BOS
76GF Score
Bank Ochrony Srodowiska SA WAR:BOS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Ochrony Srodowiska Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Bank Ochrony Srodowiska's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1082.711) / 25719.989
=0.04

Bank Ochrony Srodowiska's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1042.219) / 27312.438
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
Bank Ochrony Srodowiska (WAR:BOS) has a Debt-to-Asset of 0.04 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank Ochrony Srodowiska and its competitors.
Is Bank Ochrony Srodowiska's Debt-to-Asset too high?
Bank Ochrony Srodowiska's current Debt-to-Asset is 0.04. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Debt-to-Asset compare to USB and PNC?
Bank Ochrony Srodowiska's Debt-to-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank Ochrony Srodowiska and its competitors. Bank Ochrony Srodowiska's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.60, compared to a current price of zł10.04 — trading 5.3% below its estimated fair value. The current Debt-to-Asset is 0.04. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of zł10.04 is trading 5.3% below its estimated GF Value™ of zł10.60. GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.

Key valuation signals for WAR:BOS:

  • Debt-to-Asset: 0.04
  • GF Value™: zł10.60 vs. price of zł10.04 (5.3% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Ochrony Srodowiska Business Description

Other Exchanges 967:Germany
Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score

Get the complete analysis for WAR:BOS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł10.04
Price
zł10.60
GF Value