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Bank Ochrony Srodowiska (WAR:BOS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bank Ochrony Srodowiska Equity-to-Asset Related Terms
Bank Ochrony Srodowiska Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Ochrony Srodowiska's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ochrony Srodowiska Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bank Ochrony Srodowiska's Equity-to-Asset falls into.
Bank Ochrony Srodowiska Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bank Ochrony Srodowiska's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Ochrony Srodowiska (WAR:BOS) has a Equity-to-Asset of 0.09 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Ochrony Srodowiska and its competitors. This is 10% below median its historical median of 0.10. Over the past decade, Bank Ochrony Srodowiska's Equity-to-Asset has ranged from 0.07 to 0.12. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #845 out of 1523 companies in the Banks industry, placing it in the top 55.5%.
Is Bank Ochrony Srodowiska's Equity-to-Asset too high?
Bank Ochrony Srodowiska's current Equity-to-Asset of 0.09 is 10% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Bank Ochrony Srodowiska's value of 0.09 is 10% below this industry median. Based on the distribution chart, Bank Ochrony Srodowiska ranks #845 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Ochrony Srodowiska has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #845 out of 1523 companies for Equity-to-Asset. This places Bank Ochrony Srodowiska in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Bank Ochrony Srodowiska's value of 0.09 is 10% below this benchmark. Historically, Bank Ochrony Srodowiska's own Equity-to-Asset has ranged from 0.07 to 0.12 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Bank Ochrony Srodowiska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ochrony Srodowiska's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current Equity-to-Asset is 0.09, which is 10% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.58, compared to a current price of zł10.74 — trading 1.5% above its estimated fair value. The current Equity-to-Asset is 0.09, which is 10% below median its 10-year median of 0.10 and 10% below the Banks industry median of 0.10. Bank Ochrony Srodowiska's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current Equity-to-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be overvalued.
The current stock price of zł10.74 is trading 1.5% above its estimated GF Value™ of zł10.58.
GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.
Key valuation signals for WAR:BOS:
Equity-to-Asset: 0.09 (10% below median its 10-year median of 0.10)
GF Value™: zł10.58 vs. price of zł10.74 (1.5% above fair value)
Industry Position: 10% below the Banks median (#845 of 1523)
No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
72GF Score
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