Bank Ochrony Srodowiska (WAR:BOS) Retained Earnings: zł859 Mil (As of Mar. 2026)

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WAR:BOS Bank Ochrony Srodowiska SA WAR:BOS
76 GF Score
Price zł9.85
GF Value zł10.64
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Ochrony Srodowiska Retained Earnings?

Bank Ochrony Srodowiska WAR:BOS +0.10% 76 Retained Earnings is zł859 Mil as of Mar. 2026. GuruFocus rates WAR:BOS with a GF Score™ of 76/100 and a GF Value™ of zł10.64 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank Ochrony Srodowiska's retained earnings for the quarter that ended in Mar. 2026 was zł859 Mil.

Bank Ochrony Srodowiska's quarterly retained earnings increased from Sep. 2025 (zł804 Mil) to Dec. 2025 (zł843 Mil) and increased from Dec. 2025 (zł843 Mil) to Mar. 2026 (zł859 Mil).

Bank Ochrony Srodowiska's annual retained earnings increased from Dec. 2023 (zł638 Mil) to Dec. 2024 (zł718 Mil) and increased from Dec. 2024 (zł718 Mil) to Dec. 2025 (zł843 Mil).


Bank Ochrony Srodowiska  (WAR:BOS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank Ochrony Srodowiska Retained Earnings Historical Data

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The historical data trend for Bank Ochrony Srodowiska's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ochrony Srodowiska Retained Earnings Chart

Bank Ochrony Srodowiska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 431.72 559.97 638.34 718.00 842.51

Bank Ochrony Srodowiska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 729.84 797.72 803.73 842.51 858.73
WAR:BOS
76GF Score
Bank Ochrony Srodowiska SA WAR:BOS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ochrony Srodowiska Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of zł859 Mil mean?
Bank Ochrony Srodowiska (WAR:BOS) has a Retained Earnings of zł859 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Ochrony Srodowiska and its competitors.
Is Bank Ochrony Srodowiska's Retained Earnings too high?
Bank Ochrony Srodowiska's current Retained Earnings is zł859 Mil. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Retained Earnings compare to PNC and USB?
Bank Ochrony Srodowiska's Retained Earnings of zł859 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Ochrony Srodowiska and its competitors. Bank Ochrony Srodowiska's current Retained Earnings is zł859 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.64, compared to a current price of zł9.85 — trading 7.4% below its estimated fair value. The current Retained Earnings is zł859 Mil. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current Retained Earnings is zł859 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of zł9.85 is trading 7.4% below its estimated GF Value™ of zł10.64. GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.

Key valuation signals for WAR:BOS:

  • Retained Earnings: zł859 Mil
  • GF Value™: zł10.64 vs. price of zł9.85 (7.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ochrony Srodowiska Business Description

Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score

Get the complete analysis for WAR:BOS

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł9.85
Price
zł10.64
GF Value