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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Bank Ochrony Srodowiska's 5-Year RORE % for the quarter that ended in Mar. 2026 was 23.49%.
The industry rank for Bank Ochrony Srodowiska's 5-Year RORE % or its related term are showing as below:
WAR:BOS's 5-Year RORE % is ranked better than 80.47% of 1408
companies
in the Banks industry
Industry Median: 9.715
vs WAR:BOS: 23.49
Bank Ochrony Srodowiska (WAR:BOS) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Bank Ochrony Srodowiska 5-Year RORE % Related Terms
Bank Ochrony Srodowiska 5-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Ochrony Srodowiska's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Ochrony Srodowiska 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Ochrony Srodowiska's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Bank Ochrony Srodowiska's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.
Bank Ochrony Srodowiska (WAR:BOS) has a 5-Year RORE % of 23.49 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Bank Ochrony Srodowiska and its competitors. According to the industry distribution chart, Bank Ochrony Srodowiska ranks #275 out of 1408 companies in the Banks industry, placing it in the top 19.5%.
Is Bank Ochrony Srodowiska's 5-Year RORE % too high?
Bank Ochrony Srodowiska's current 5-Year RORE % is 23.49. The Banks industry median 5-Year RORE % is 9.72. Bank Ochrony Srodowiska's value of 23.49 is 141.8% above this industry median. Based on the distribution chart, Bank Ochrony Srodowiska ranks #275 out of 1408 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's 5-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Ochrony Srodowiska ranks #275 out of 1408 companies for 5-Year RORE %. This places Bank Ochrony Srodowiska in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 9.72. Bank Ochrony Srodowiska's value of 23.49 is 141.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.72, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Ochrony Srodowiska's current 5-Year RORE % of 23.49 is 141.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Bank Ochrony Srodowiska and its competitors. For the Banks industry, the median 5-Year RORE % is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ochrony Srodowiska's current 5-Year RORE % is 23.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.64, compared to a current price of zł9.85 — trading 7.4% below its estimated fair value. The current 5-Year RORE % is 23.49 and 141.8% above the Banks industry median of 9.72. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current 5-Year RORE % is 23.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued.
The current stock price of zł9.85 is trading 7.4% below its estimated GF Value™ of zł10.64.
GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.
Key valuation signals for WAR:BOS:
5-Year RORE %: 23.49
GF Value™: zł10.64 vs. price of zł9.85 (7.4% below fair value)
Industry Position: 141.8% above the Banks median (#275 of 1408)
No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score
Get the complete analysis for WAR:BOS
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