Bank Ochrony Srodowiska (WAR:BOS) Scaled Net Operating Assets: -0.03 (As of Mar. 2026)

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WAR:BOS Bank Ochrony Srodowiska SA WAR:BOS
76 GF Score
Price zł9.85
GF Value zł10.64
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Ochrony Srodowiska Scaled Net Operating Assets?

Bank Ochrony Srodowiska WAR:BOS +0.10% 76 Scaled Net Operating Assets is -0.03 as of Mar. 2026. GuruFocus rates WAR:BOS with a GF Score™ of 76/100 and a GF Value™ of zł10.64 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Ochrony Srodowiska's operating assets for the quarter that ended in Mar. 2026 was zł22,559 Mil. Bank Ochrony Srodowiska's operating liabilities for the quarter that ended in Mar. 2026 was zł23,420 Mil. Bank Ochrony Srodowiska's Total Assets for the quarter that ended in Dec. 2025 was zł25,720 Mil. Therefore, Bank Ochrony Srodowiska's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.03.

WAR:BOS
76GF Score
Bank Ochrony Srodowiska SA WAR:BOS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ochrony Srodowiska Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Ochrony Srodowiska's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20162.805-22197.262)/22718.495
=-0.09

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=25719.989 - 5557.184
=20162.805

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23279.973 - 1082.711 - 0
=22197.262

Bank Ochrony Srodowiska's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(22559.305-23420.209)/25719.989
=-0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=26849.038 - 4289.733
=22559.305

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=24478.084 - 1057.875 - 0
=23420.209

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.03 mean?
Bank Ochrony Srodowiska (WAR:BOS) has a Scaled Net Operating Assets of -0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Ochrony Srodowiska and its competitors.
Is Bank Ochrony Srodowiska's Scaled Net Operating Assets too high?
Bank Ochrony Srodowiska's current Scaled Net Operating Assets is -0.03. Overall, Bank Ochrony Srodowiska has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Ochrony Srodowiska's Scaled Net Operating Assets compare to PNC and USB?
Bank Ochrony Srodowiska's Scaled Net Operating Assets of -0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Ochrony Srodowiska and its competitors. Bank Ochrony Srodowiska's current Scaled Net Operating Assets is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ochrony Srodowiska stock overvalued right now?
Based on GuruFocus' analysis, Bank Ochrony Srodowiska (WAR:BOS) is currently considered Fairly Valued. The stock's GF Value™ is zł10.64, compared to a current price of zł9.85 — trading 7.4% below its estimated fair value. The current Scaled Net Operating Assets is -0.03. Bank Ochrony Srodowiska's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank Ochrony Srodowiska (WAR:BOS), the current Scaled Net Operating Assets is -0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ochrony Srodowiska (WAR:BOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ochrony Srodowiska stock appears to be undervalued. The current stock price of zł9.85 is trading 7.4% below its estimated GF Value™ of zł10.64. GuruFocus considers Bank Ochrony Srodowiska to be Fairly Valued.

Key valuation signals for WAR:BOS:

  • Scaled Net Operating Assets: -0.03
  • GF Value™: zł10.64 vs. price of zł9.85 (7.4% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the WAR:BOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Ochrony Srodowiska Business Description

Address Zelazna 32 Street, Warsaw, POL, 00-832
Bank Ochrony Srodowiska SA is engaged in providing banking and financial services. The company offers a range of services to individuals, corporate clients, and local government units. The company operates through Institutional Clients; Retail Clients; Treasury and Investment Activity; and Other segments.
76GF Score

Get the complete analysis for WAR:BOS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł9.85
Price
zł10.64
GF Value