Rural Microfinance Development Centre (XNEP:RMDC) Cyclically Adjusted PS Ratio: 23.34 (As of Aug. 16, 2026)

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XNEP:RMDC Rural Microfinance Development Centre Ltd XNEP:RMDC
16 GF Score
Price NPR775.00
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What is Rural Microfinance Development Centre Cyclically Adjusted PS Ratio?

Rural Microfinance Development Centre XNEP:RMDC 16 Cyclically Adjusted PS Ratio is 23.34 as of Aug. 16, 2026. GuruFocus rates XNEP:RMDC with a GF Score™ of 16/100.

As of today (2026-08-16), Rural Microfinance Development Centre's current share price is NPR775.00. Rural Microfinance Development Centre's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2023 was NPR33.20. Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio for today is 23.34.

The historical rank and industry rank for Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:RMDC's Cyclically Adjusted PS Ratio is not ranked *
in the Credit Services industry.
Industry Median: 2.99
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Rural Microfinance Development Centre's adjusted revenue per share data for the three months ended in Apr. 2023 was NPR8.810. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR33.20 for the trailing ten years ended in Apr. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Rural Microfinance Development Centre  (XNEP:RMDC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Rural Microfinance Development Centre Cyclically Adjusted PS Ratio Related Terms


Rural Microfinance Development Centre Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rural Microfinance Development Centre Cyclically Adjusted PS Ratio Chart

Rural Microfinance Development Centre Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 24.16

Rural Microfinance Development Centre Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.93 24.16 20.31 25.56 20.39

XNEP:RMDC vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rural Microfinance Development Centre Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio falls into.


XNEP:RMDC
16GF Score
Rural Microfinance Development Centre Ltd XNEP:RMDC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Rural Microfinance Development Centre Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=775.00/33.20
=23.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rural Microfinance Development Centre's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2023 is calculated as:

For example, Rural Microfinance Development Centre's adjusted Revenue per Share data for the three months ended in Apr. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2023 (Change)*Current CPI (Apr. 2023)
=8.81/303.3630*303.3630
=8.810

Current CPI (Apr. 2023) = 303.3630.

Rural Microfinance Development Centre Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201307 5.319 233.596 6.908
201310 5.514 233.546 7.162
201401 5.457 233.916 7.077
201404 5.843 237.072 7.477
201407 6.042 238.250 7.693
201410 5.656 237.433 7.227
201501 4.966 233.707 6.446
201504 4.426 236.599 5.675
201507 4.935 238.654 6.273
201510 4.821 237.838 6.149
201601 5.327 236.916 6.821
201604 5.457 239.261 6.919
201607 5.849 240.628 7.374
201610 5.827 241.729 7.313
201701 5.994 242.839 7.488
201704 6.059 244.524 7.517
201707 6.796 244.786 8.422
201710 6.411 246.663 7.885
201801 5.936 247.867 7.265
201804 7.018 250.546 8.497
201807 7.671 252.006 9.234
201810 7.387 252.885 8.862
201901 7.767 251.712 9.361
201904 7.371 255.548 8.750
201907 11.086 256.571 13.108
201910 7.366 257.346 8.683
202001 7.132 257.971 8.387
202004 1.317 256.389 1.558
202007 12.796 259.101 14.982
202010 6.311 260.388 7.353
202101 6.258 261.582 7.258
202104 7.519 267.054 8.541
202107 6.817 273.003 7.575
202110 8.701 276.589 9.543
202201 9.929 281.148 10.714
202204 11.204 289.109 11.756
202207 10.403 296.276 10.652
202210 12.327 298.012 12.548
202301 10.602 299.170 10.751
202304 8.810 303.363 8.810

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 23.34 mean?
Rural Microfinance Development Centre (XNEP:RMDC) has a Cyclically Adjusted PS Ratio of 23.34 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Rural Microfinance Development Centre and its competitors.
Is Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio too high?
Rural Microfinance Development Centre's current Cyclically Adjusted PS Ratio is 23.34. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.99. Rural Microfinance Development Centre's value of 23.34 is 680.6% above this industry median. Overall, Rural Microfinance Development Centre has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio compare to V and MA?
Rural Microfinance Development Centre's Cyclically Adjusted PS Ratio of 23.34 can be compared against companies in the Credit Services industry. The industry median Cyclically Adjusted PS Ratio is 2.99. Rural Microfinance Development Centre's value of 23.34 is 680.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.99, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rural Microfinance Development Centre's current Cyclically Adjusted PS Ratio of 23.34 is 680.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Rural Microfinance Development Centre and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rural Microfinance Development Centre's current Cyclically Adjusted PS Ratio is 23.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rural Microfinance Development Centre stock overvalued right now?
Rural Microfinance Development Centre (XNEP:RMDC) has a current Cyclically Adjusted PS Ratio of 23.34. The current Cyclically Adjusted PS Ratio is 23.34 and 680.6% above the Credit Services industry median of 2.99. Rural Microfinance Development Centre's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Rural Microfinance Development Centre (XNEP:RMDC), the current Cyclically Adjusted PS Ratio is 23.34 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rural Microfinance Development Centre Business Description

Address Putalisadak, P.O.Box: 20789, Kathmandu, NPL
Rural Microfinance Development Centre Ltd offers wholesale lending to microfinance institutions. Besides, it has been extending institutional capacity building supports to microfinance institutions. The company's completed projects include Rural Microfinance Project and Community Livestock Development Project (CLDP). Its ongoing include Community Irrigation Project and YUWAccess Project.
16GF Score

Get the complete analysis for XNEP:RMDC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR775.00
Price